GLACIER NORDIC CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Phone

4062709919

Tax Period

2024-07-01 to 2025-06-30

GLACIER NORDIC CLUB, founded in 2002, is a small nonprofit that reported $540K in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. Expenses of $470K left a modest 13% surplus.

Mission

GLACIER NORDIC CLUB IS A NON PROFIT WHOSE MISSION IS TO PROMOTE AND INSPIRE A LOVE OF CROSS COUNTRY SKIING IN THE FLATHEAD VALLEY THROUGH COMMUNITY FEE PROGRAMS, EVENTS, AND THE ESTABLISHMENT OF GROOMED TRAILS.

Program Service Accomplishments

Program 1

Expenses: $305,625

GLACIER NORDIC CLUB - GROOMING AND MEMBERSHIPS HAS OVER 1000 INDIVIDUAL AND FAMILY MEMBERS AND GROOMS APPROXIMATELY 67 KILOMETERS OF TRAILS AT THE GLACIER NORDIC CENTER AT THE WHITEFISH LAKE GOLF...

GLACIER NORDIC CLUB - GROOMING AND MEMBERSHIPS HAS OVER 1000 INDIVIDUAL AND FAMILY MEMBERS AND GROOMS APPROXIMATELY 67 KILOMETERS OF TRAILS AT THE GLACIER NORDIC CENTER AT THE WHITEFISH LAKE GOLF COURSE AND BIG MOUNTAIN NORDIC TRAILS FOR ITS MEMBERS AND THE PUBLIC. WE GROOM THE MEADOW LAKE NORDIC TRAILS ON THE MEADOW LAKE GOLF COURSE, AND PARTNER WITH THE FOREST SERVICE TO GROOM ROUND MEADOW. WE ESTIMATE OVER 20,000 USER VISITS ACCESS OUR GROOMED TRAIL SYSTEMS. WE CONTINUALLY STRIVE TO DELIVER THE BEST GROOMING PRODUCT POSSIBLE FOR OUR MEMBERS. THIS CATEGORY INCLUDES PAYROLL FOR 4B & 4C.

Program 2

Expenses: $49,850

GLACIER NORDIC SKI TEAM PROVIDES SKI EDUCATION PROGRAMS FOR AGES 4 TO 18 AND ADULTS. #1-CHET HOPE YOUTH SKI LEAGUE- LEARN TO SKI PROGRAM FOR AGES 4 TO 10, ONCE A WEEK. LED BY VOLUNTEER COACHES. #2- JUNIOR JETS -AGES 8 TO 11 - LEARN AND IMPROVE SKATE AND CLASSIC SKIING, 2x A WEEK. #3- PREP TEAM - AGES 11 TO 13 IMPROVE THEIR SKATE AND CLASSIC SKIING, WITH SOME RACING. 3x A WEEK. #4- TEEN ADVENTURE - AGES 12 TO 17, 1x OR 2x A WEEK, BEGINNER FOCUSED. #5- COMP TEAM FOR AGES 14 TO 18 MEETS THE NEEDS OF RECREATIONAL TO COMPETITIVE RACERS. #6- ADULT PROGRAMS FOR ALL AGES AND LEVELS. ALL OF OUR PROGRAMS ENCOURAGE OUTDOOR FITNESS AND ACTIVITY DURING THE WINTER MONTHS. WE PROVIDE AFFORDABLE GEAR RENTAL AS WELL AS SCHOLARSHIPS FOR YOUTH PARTICIPANTS. OVER 250 PARTICIPATED IN OUR PROGRAMS IN 2024-2025.

Program 3

Expenses: $18,741

GLACIER NORDIC SHOP LOCATED AT THE GLACIER NORDIC CENTER IS OUR HUB FOR THE WINTER MONTHS RENTING SKIS, TEACHING LESSONS, GIVING TRAIL UPDATES AND SELLING PASSES AND CROSS-COUNTRY SKI ITEMS AND...

GLACIER NORDIC SHOP LOCATED AT THE GLACIER NORDIC CENTER IS OUR HUB FOR THE WINTER MONTHS RENTING SKIS, TEACHING LESSONS, GIVING TRAIL UPDATES AND SELLING PASSES AND CROSS-COUNTRY SKI ITEMS AND SERVICES. THE SHOP IS A LOCATION FOR MEMBERS TO BUY AND PICK UP PASSES AND VISITORS TO LEARN ABOUT CROSS-COUNTRY SKIING. THE SHOP ALSO HOSTS AND TEACHES LOCAL SCHOOL GROUPS FOR SKIING AND LESSONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $365,829

Program Service Revenue $167,458

Investment Income $6,754

Other Revenue $0

TOTAL REVENUE $540,041

Expense Breakdown

Grants Paid $0

Salaries & Benefits $235,703

Fundraising Expenses $16,412

Program Expenses $374,216

Other Expenses $234,213

TOTAL EXPENSES $469,916

Year-over-Year Comparison

	2024	2023	Change
Revenue	$540,041	$416,052	+0.3%
Expenses	$469,916	$429,510	+0.1%
Net Income	$70,125	$-13,458	-6.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ED BLAIR	Trustee	2.00	Director	$0	$0	$0
JUSTIN VAN EMMERIK	Treasurer	2.00	Officer Director	$0	$0	$0
RENEE METCALF	Secretary	2.00	Officer Director	$0	$0	$0
BOB MCELRATH	President	2.00	Officer Director	$0	$0	$0
MANNY MENDOZA	Trustee	2.00	Director	$0	$0	$0
NANCY PERSONS	Trustee	2.00	Director	$0	$0	$0
CATIE LARSON	Trustee	2.00	Director	$0	$0	$0
COLIN KENNEY	Trustee	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$540,041	$469,916	$417,331	$70,125
2024	$416,052	$429,510	$354,196	$-13,458
2023	$478,403	$477,995	$363,918	$408
2022	$405,956	$392,368	$359,593	$13,588
2021	$290,839	$234,898	$344,864	$55,941
2020	$238,929	$229,254	$288,761	$9,675
2019	$258,273	$202,521	$279,204	$55,752
2018	$232,542	$212,256	$223,356	$20,286