LA OPORTUNIDAD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

ELOISA ECHAVEZ

Phone

6128726165

Tax Period

2025-01-01 to 2025-12-31

LA OPORTUNIDAD INC, founded in 1987, is a small nonprofit that reported $464K in total revenue in fiscal year 2025. Revenue surged 50% from the prior year, signaling strong growth momentum. The organization ran a surplus of $148K, a strong 32% operating margin.

Mission

A MISSION OF "CHAMPIONING THE DEVELOPMENT OF LATINO INDIVIDUALS AND FAMILIES TO CREATE A STRONG, PEACEFUL COMMUNITY," THROUGH ITS HOLISTIC, CULTURALLY RELEVANT PROGRAMMING BY PROVIDING BILINGUAL/BICULTURAL HUMAN SERVICES.

Program Service Accomplishments

Program 1

Expenses: $142,846

LATINO YOUTH PROGRAM AND YOUNG PROFESSIONAL CAREER PATH PROGRAM: PROVIDES WEEKLY AFTER-SCHOOL GROUPS AND A SUMMER PROGRAM FOR LATINO YOUTH 12-18. THE PROGRAM INCLUDES CULTURAL EDUCATION/ACTIVITIES...

LATINO YOUTH PROGRAM AND YOUNG PROFESSIONAL CAREER PATH PROGRAM: PROVIDES WEEKLY AFTER-SCHOOL GROUPS AND A SUMMER PROGRAM FOR LATINO YOUTH 12-18. THE PROGRAM INCLUDES CULTURAL EDUCATION/ACTIVITIES, LEADERSHIP, FINANCIAL LITERACY AND ACADEMIC SUPPORT THAT HELP YOUTH DEVELOP POSITIVE ATTITUDES AND BEHAVIORS IN THE AREAS OF EDUCATION, SELF, FAMILY AND COMMUNITY. THE YOUNG PROFESSIONALS PROGRAM IS DESIGNED FOR FIRST AND SECOND GENERATION IMMIGRANTS WHO ARE HIGH SCHOOL OR ENGLISH AS A SECOND LANGUAGE STUDENTS TO HAVE THE NECESSARY PROFESSIONALS TOOLS TO SUCCEED.

Program 2

Expenses: $39,793

PADRES (PARENTS): PROVIDES YEAR-ROUND GROUPS TO EMPOWER LATINO PARENTS WITH THE EDUCATION AND TOOLS TO SUPPORT THEIR CHILDREN'S EDUCATION AND RAISE HEALTHY, WELL-ADJUSTED CHILDREN.

Program 3

Expenses: $76,555

LATINOS ENDING ABUSE PROGRAM (LEAP): PROVIDES YEAR-ROUND GROUPS TO LATINO MEN AND WOMEN TO GIVE THEM THE TOOLS, EDUCATION AND SUPPORT NECESSARY TO HELP ELIMINATE VIOLENT BEHAVIORS IN THEIR...

LATINOS ENDING ABUSE PROGRAM (LEAP): PROVIDES YEAR-ROUND GROUPS TO LATINO MEN AND WOMEN TO GIVE THEM THE TOOLS, EDUCATION AND SUPPORT NECESSARY TO HELP ELIMINATE VIOLENT BEHAVIORS IN THEIR RELATIONSHIPS, FAMILIES AND COMMUNITIES. VOLUNTEER/INTERN PROGRAM: RECRUITS INDIVIDUALS FROM THE COMMUNITY TO SERVE IN A VARITY OF CAPACITIES AT THE ORGANIZATION. OFFERING A WIDE RANGE OF SKILLS AND TALENTS, VOLUNTEERS AND INTERNS ARE AN INVALUABLE RESOURCE IN HELPING THE ORGANIZATION ACHIEVE ITS GOALS AND CARRY OUT ITS MISSION. OTHER PROGRAMS AND COLLABORATION PROGRAMS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $454,880

Program Service Revenue $4,843

Investment Income $4,082

Other Revenue $0

TOTAL REVENUE $463,805

Expense Breakdown

Grants Paid $0

Salaries & Benefits $230,748

Fundraising Expenses $28,709

Program Expenses $259,194

Other Expenses $85,298

TOTAL EXPENSES $316,046

Year-over-Year Comparison

	2025	2024	Change
Revenue	$463,805	$309,947	+0.5%
Expenses	$316,046	$324,189	0.0%
Net Income	$147,759	$-14,242	-11.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$106,443

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELOISA ECHAVEZ	EXECUTIVE DI	40.00	Officer	$84,494	$21,949	$106,443
BRIAN GRANDE	PRESIDENT	1.00	Officer Director	$0	$0	$0
ALDO RUBIO LOPEZ	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
ANNE KNAUFF	SECRETARY	1.00	Officer Director	$0	$0	$0
HUMBERTO OLIVARES	TREASURER	1.00	Officer Director	$0	$0	$0
MARIA PADILLA	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$463,805	$316,046	$630,811	$147,759
2024	$309,947	$324,189	$481,732	$-14,242
2023	$288,322	$304,710	$492,257	$-16,388
2022	$258,944	$286,410	$508,641	$-27,466
2021	$321,359	$247,012	$533,868	$74,347
2020	$381,291	$274,291	$504,681	$107,000
2019	$271,606	$346,729	$349,760	$-75,123
2018	$320,719	$363,911	$428,130	$-43,192