St John United Church of Christ Endowment Inc (EIN 363559015) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

Lisa Schubert

Phone

8152351212

Tax Period

2024-01-01 to 2024-12-31

St John United Church of Christ Endowment Inc, founded in 1988, is a micro nonprofit that reported $58K in total revenue in fiscal year 2024. Revenue fell 26% from the prior year — a significant decline worth monitoring. Expenses of $79K exceeded revenue, resulting in a 37% operating deficit.

Mission

The corporation is established as an endowment vehicle to protect the long term viability and stability of St. John United Church of Christ, Freeport, Illinois.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $58,022

Other Revenue $0

TOTAL REVENUE $58,022

Expense Breakdown

Grants Paid $68,553

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $68,553

Other Expenses $10,733

TOTAL EXPENSES $79,286

Year-over-Year Comparison

	2024	2023	Change
Revenue	$58,022	$78,316	-0.3%
Expenses	$79,286	$172,559	-0.5%
Net Income	$-21,264	$-94,243	-0.8%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Allen Buss	Director	1.00	Officer Director	$0	$0	$0
Greg Bicksler	Director	1.00	Officer Director	$0	$0	$0
Lisa Schubert	Pres/Director	1.00	Officer Director	$0	$0	$0
Alex Bertram	Director	1.00	Officer Director	$0	$0	$0
Kathryn Ebbers	Treas/Secretary	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$58,022	$79,286	$1,178,336	$-21,264
2023	$78,316	$172,559	$1,199,603	$-94,243
2022	$52,133	$81,855	$1,293,841	$-29,722
2021	$101,520	$84,347	$1,323,561	$17,173
2020	$45,648	$79,376	$1,306,388	$-33,728
2019	$70,350	$78,379	$1,340,116	$-8,029
2018	$221,786	$74,366	$1,348,145	$147,420

St John United Church of Christ Endowment Inc