Intern Assoc of Fire Fighters 3192

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

Steven Netzel

Phone

8479516559

Tax Period

2025-01-01 to 2025-12-31

Intern Assoc of Fire Fighters 3192, founded in 1988, is a small nonprofit that reported $105K in total revenue in fiscal year 2025. The organization ran a surplus of $25K, a strong 24% operating margin.

Mission

Professional Growth Organization for firefighters

Program Service Accomplishments

Program 1

State convention to provide professional growth and development for membership.

Program 2

National convention to provide professional growth and development for membership.

Program 3

Provide Leadership Training classes for membership throughout the year.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $92,678

Program Service Revenue $0

Investment Income $12,006

Other Revenue $0

TOTAL REVENUE $104,684

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $79,464

TOTAL EXPENSES $79,464

Year-over-Year Comparison

	2025	2024	Change
Revenue	$104,684	$106,583	0.0%
Expenses	$79,464	$76,230	+0.0%
Net Income	$25,220	$30,353	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Steven Netzel	Treasurer	Officer	$0	$0	$0
Benjamin McClarey	President	Officer	$0	$0	$0
Eric Wieringa	Vice President	Officer	$0	$0	$0
James Mulligan	Secretary	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$104,684	$79,464	$401,809	$25,220
2024	$106,583	$76,230	$376,589	$30,353
2023	$101,028	$69,987	$346,236	$31,041
2022	$82,317	$62,750	$296,866	$19,567
2021	$91,948	$48,130	$315,520	$43,818
2020	$82,093	$52,026	$271,555	$30,067
2019	$75,211	$63,223	$236,145	$11,988
2018	$58,450	$60,440	$215,915	$-1,990