CAMP BLESSING INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1972

Legal Domicile

Principal Officer

KENT URBANIAK

Phone

6306281115

Tax Period

2018-11-01 to 2019-10-31

CAMP BLESSING INC, founded in 1972, is a micro nonprofit in the Recreation & Sports sector that reported $62K in total revenue in fiscal year 2018. Revenue surged 25% from the prior year, signaling strong growth momentum. Expenses of $70K exceeded revenue, resulting in a 14% operating deficit.

Mission

TO PROMOTE CHRISTIAN IDEALS

Program Service Accomplishments

Program 1

Expenses: $66,033

THE PURPOSE OF CAMP BLESSING IS TO MAINTAIN AND OPERATE SEVERAL NON-DENOMINATIONAL RELIGIOUSLY AFFILIATED SUMMER CAMPS FOR ADULTS & CHILDREN. ALL INDIVIDUALS ARE WELCOME TO PARTICIPATE IN THESE...

THE PURPOSE OF CAMP BLESSING IS TO MAINTAIN AND OPERATE SEVERAL NON-DENOMINATIONAL RELIGIOUSLY AFFILIATED SUMMER CAMPS FOR ADULTS & CHILDREN. ALL INDIVIDUALS ARE WELCOME TO PARTICIPATE IN THESE ACTIVITIES, REGARDLESS OF THEIR FAITH, COLOR, CREED OR RELIGION. THE MAIN GOAL OF THESE ACTIVITIES IS TO PROMOTE CHRISTIAN FELLOWSHIP AND PUBLIC SERVICE FOR ALL MANKIND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $61,709

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $61,709

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $66,186

Other Expenses $70,292

TOTAL EXPENSES $70,292

Year-over-Year Comparison

	2018	2017	Change
Revenue	$61,709	$49,488	+0.2%
Expenses	$70,292	$58,844	+0.2%
Net Income	$-8,583	$-9,356	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KENT URBANIAK	CHAIRMAN OF	N/A	Director	$0	$0	$0
LYDIA CARPENTER	SECRETARY	N/A	Officer Director	$0	$0	$0
MELISSA CANON	TREASURER	N/A	Officer Director	$0	$0	$0
MARCIA GRAVEEN	DIRECTOR	N/A	Director	$0	$0	$0
JEFF TRITTEN	DIRECTOR	N/A	Director	$0	$0	$0
BETH TRITTEN	DIRECTOR	N/A	Director	$0	$0	$0
LAUREL CLARK	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$61,709	$70,292	$453,477	$-8,583
2018	$50,988	$60,344	$462,060	$-9,356