ASSOCIATION OF TRUST ORGANIZATIONS INC (EIN 363825850) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

SOMERLYN COTHRAN

Phone

5803324710

Tax Period

2025-01-01 to 2025-12-31

ASSOCIATION OF TRUST ORGANIZATIONS INC, founded in 1992, is a small nonprofit that reported $441K in total revenue in fiscal year 2025. Revenue surged 38% from the prior year, signaling strong growth momentum. Expenses of $379K left a modest 14% surplus.

Mission

TO PROVIDE A FORUM FOR LEADERS, OWNERS, AND OPERATORS OF TRUST ORGANIZATIONS TO NETWORK AND GROW AS AN INDUSTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $100,500

Program Service Revenue $334,705

Investment Income $4,694

Other Revenue $1,360

TOTAL REVENUE $441,259

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $378,952

TOTAL EXPENSES $378,952

Year-over-Year Comparison

	2025	2024	Change
Revenue	$441,259	$320,709	+0.4%
Expenses	$378,952	$335,051	+0.1%
Net Income	$62,307	$-14,342	-5.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL K CARTER	DIRECTOR	1.00	Director	$0	$0	$0
BILL MCFADDEN	DIRECTOR	1.00	Director	$0	$0	$0
STUART B ALLEN	DIRECTOR	1.00	Director	$0	$0	$0
TONY GUTHRIE	DIRECTOR EME	1.00	Director	$0	$0	$0
THOMAS BLANK	SECRETARY	1.00	Officer Director	$0	$0	$0
GREG OSKO	DIRECTOR EME	1.00	Director	$0	$0	$0
DOUGLAS NUNN	DIRECTOR	1.00	Director	$0	$0	$0
JOHN SEIDL	DIRECTOR EME	1.00	Director	$0	$0	$0
BRIAN HALVERSON	DIRECTOR	1.00	Director	$0	$0	$0
JOHN C JANSING	DIRECTOR EME	1.00	Director	$0	$0	$0
W SCOTT NEFF	TREASURER	1.00	Officer Director	$0	$0	$0
J PHIL BUCHANAN	DIRECTOR	1.00	Director	$0	$0	$0
KIP ANDERSON	DIRECTOR	1.00	Director	$0	$0	$0
BROOKS CAMPANY	DIRECTOR	1.00	Director	$0	$0	$0
BRYANT JONES	DIRECTOR	1.00	Director	$0	$0	$0
JENNIE KARRELS MENZIE	PRESIDENT	1.00	Officer Director	$0	$0	$0
ANNE LEWIS-SMITH	DIRECTOR	1.00	Director	$0	$0	$0
SOMERLYN COTHRAN	EXECUTIVE DR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$441,259	$378,952	$240,345	$62,307
2024	$320,709	$335,051	$178,038	$-14,342
2023	$329,961	$326,143	$192,380	$3,818
2022	$337,625	$284,167	$188,562	$53,458
2021	$263,659	$254,314	$135,104	$9,345
2018	$238,190	$230,007	$141,118	$8,183

ASSOCIATION OF TRUST ORGANIZATIONS INC