ASSOCIATION FOR ENTERPRISE OPPORTUNITY (EIN 363834357) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

TANYA HUGHES

Phone

2026505580

Tax Period

2023-01-01 to 2023-12-31

ASSOCIATION FOR ENTERPRISE OPPORTUNITY, founded in 1991, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $3.4M in total revenue in fiscal year 2023. Revenue fell 62% from the prior year — a significant decline worth monitoring. Expenses of $7.0M exceeded revenue, resulting in a 104% operating deficit.

Mission

AEO IS THE VOICE OF INNOVATION IN MICROBUSINESS AND MICROFINANCE IN THE UNITED STATES. AEO WORKS TO CHANGE THE WAY THAT CAPITAL AND SERVICES FLOW TO UNDERSERVED ENTREPRENEURS SO THAT THEY CAN CREATE JOBS AND OPPORTUNITIES FOR ALL.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $3,967,635

Program Service Revenue $126,858

Investment Income $-661,754

Other Revenue $0

TOTAL REVENUE $3,432,739

Expense Breakdown

Grants Paid $1,669,375

Salaries & Benefits $1,737,885

Fundraising Expenses $323,364

Program Expenses $6,360,062

Other Expenses $3,603,879

TOTAL EXPENSES $7,011,139

Year-over-Year Comparison

	2023	2022	Change
Revenue	$3,432,739	$9,070,629	-0.6%
Expenses	$7,011,139	$9,947,396	-0.3%
Net Income	$-3,578,400	$-876,767	+3.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$449,266

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CONNIE EVANS	PRESIDENT &	40.00	Officer	$326,999	$4,500	$331,499
MABELL FERNANDEZ	INNOVATION D	40.00	Highest	$133,868	$32,614	$166,482
TANYA HUGHES	INTERIM PRE	40.00	Officer	$108,176	$9,591	$117,767
BRIAN WILLIAMS	VP, CHIEF TE	40.00	Highest	$162,832	$23,479	$186,311
USMAN AHMED	MEMBER	1.00	Director	$0	$0	$0
DEDRICK ASANTE-MUHAMMED	MEMBER	1.00	Director	$0	$0	$0
THERESA BEDEAU	MEMBER	1.00	Director	$0	$0	$0
JOSHUA BRACKETT	TREASURER	3.00	Officer Director	$0	$0	$0
TARA CAMPBELL	MEMBER	1.00	Director	$0	$0	$0
GARY L CUNNINGHAM	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JENNY FLORES	VICE CHAIR	1.00	Officer Director	$0	$0	$0
RON FONG	SECRETARY	3.00	Officer Director	$0	$0	$0
MITCH JACOBS	MEMBER	1.00	Director	$0	$0	$0
GUSTAVO LASALA	MEMBER	1.00	Director	$0	$0	$0
JESSIE LEE	MEMBER	1.00	Director	$0	$0	$0
INEZ LONG	MEMBER	1.00	Director	$0	$0	$0
LENWOOD LONG	MEMBER	1.00	Director	$0	$0	$0
CAROLINA MARTINEZ	MEMBER	1.00	Director	$0	$0	$0
JOSE MARTINEZ	MEMBER	1.00	Director	$0	$0	$0
INES POLONIUS	CHAIR	3.00	Officer Director	$0	$0	$0
CHRIS WHEAT	MEMBER	1.00	Director	$0	$0	$0
SHANE DOLGIN	MEMBER	1.00	Director	$0	$0	$0
BYNA ELLIOTT	MEMBER	1.00	Director	$0	$0	$0
COURTNEY ROBINSON	MEMBER	1.00	Director	$0	$0	$0
JEN FAIGEL	MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$3,432,739	$7,011,139	$5,271,289	$-3,578,400
2022	$9,070,629	$9,947,396	$8,594,260	$-876,767
2021	$13,346,284	$18,136,364	$11,965,213	$-4,790,080
2020	$14,089,731	$4,485,298	$18,525,328	$9,604,433
2019	$1,930,559	$2,774,285	$2,842,995	$-843,726
2018	$1,717,867	$2,836,777	$3,378,031	$-1,118,910

ASSOCIATION FOR ENTERPRISE OPPORTUNITY