POLISH AMERICAN CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

DONALD PASEK

Phone

7732051998

Tax Period

2024-01-01 to 2024-12-31

POLISH AMERICAN CHAMBER OF COMMERCE, founded in 1994, is a small nonprofit in the Community Improvement sector that reported $157K in total revenue in fiscal year 2024.

Mission

THE POLISH AMERICAN CHAMBER OF COMMERCE IS DEDICATED TO FOSTERING ITS MEMBERS' BUSINESS INTERESTS, EDUCATING AND BUILDING RELATIONS.

Program Service Accomplishments

Program 1

THE ORGANIZATION PROVIDES PRIME PROMOTIONAL, EDUCATIONAL, AND NETWORKING OPPORTUNITIES, INCLUDING: BUSINESS NETWORKING EVENTS, EDUCATIONAL SEMINARS/DISCUSSIONS, ECONOMIC IMPACT ON SMALL BUSINESS...

THE ORGANIZATION PROVIDES PRIME PROMOTIONAL, EDUCATIONAL, AND NETWORKING OPPORTUNITIES, INCLUDING: BUSINESS NETWORKING EVENTS, EDUCATIONAL SEMINARS/DISCUSSIONS, ECONOMIC IMPACT ON SMALL BUSINESS, CO-SPONSORING SPECIAL COMMUNITY EVENTS: TASTE OF POLONIA, POLISH CONSTITUTION DAY PARADE, GOLF OUTING, SUMMER BOAT OUTING, AND HOLIDAY GATHERING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $121,279

Program Service Revenue $35,214

Investment Income $0

Other Revenue $964

TOTAL REVENUE $157,457

Expense Breakdown

Grants Paid $0

Salaries & Benefits $109,706

Fundraising Expenses $0

Other Expenses $57,481

TOTAL EXPENSES $167,187

Year-over-Year Comparison

	2024	2023	Change
Revenue	$157,457	$145,930	+0.1%
Expenses	$167,187	$126,944	+0.3%
Net Income	$-9,730	$18,986	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$47,809

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GREGORY HANDZEL	DIRECTOR	0.50	Director	$0	$0	$0
ELZBIETA UNAT	DIRECTOR	0.50	Director	$0	$0	$0
HENRY KAZMIERCZAK	DIRECTOR	0.50	Director	$0	$0	$0
GILBERTO SAUCEDO	DIRECTOR	0.50	Director	$0	$0	$0
ANETA SZULAKIEWICZ	VICE PRESIDENT - INTERNATIONAL	1.00	Officer Director	$0	$0	$0
STANISLAW SKOCZEN	VICE PRESIDENT - INTERNAL	0.50	Officer Director	$0	$0	$0
AGNES BASTRZYK	TREASURER	2.00	Officer Director	$0	$0	$0
ANNA TUKIENDORF	VICE PRESIDENT - EXTERNAL	1.00	Officer Director	$0	$0	$0
JOLA SANTOCKA	SECRETARY	1.00	Director	$0	$0	$0
GREG GRZYWACZ	DIRECTOR	0.50	Director	$0	$0	$0
AGATA KOWALYK	DIRECTOR	0.50	Director	$0	$0	$0
DONALD PASEK	PRESIDENT	1.00	Officer Director	$0	$0	$0
TONY ZASKOWSKI	DIRECTOR	0.50	Director	$0	$0	$0
AGNES MROCZKOWSKI	DIRECTOR	0.50	Director	$0	$0	$0
BOGDAN PUKSZTA	EXECUTIVE DIRECTOR	40.00	Officer	$47,809	$0	$47,809

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$157,457	$167,187	$29,987	$-9,730