CIRCLE OF LOVE FOUNDATION INC

EIN: 364064032 501(c)(3) International Affairs

ROCKFORD, IL

Total Revenue
$382,461
Total Expenses
$380,459
Total Assets
$60,672
Net Assets
$60,672
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
IL
Phone
8152829243
Tax Period
2025-01-01 to 2025-12-31

CIRCLE OF LOVE FOUNDATION INC, founded in 1995, is a small nonprofit in the International Affairs sector that reported $382K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year.

Mission

CIRCLE OF LOVE IS A NON-PROFIT NON-DENOMINATIONAL EVANGELICAL CHRISTIAN 501(C)3 ORGANIZATION THAT SEEKS TO BUILD THE KINGDOM OF GOD BY REACHING OUT IN THE LOVE OF CHRIST TO THOSE WHO ARE IN NEED. OFFERING FREE MEDICAL CLINICS IN IMPOVERISHED AREAS IS THE PRIMARY VEHICLE FOR MINISTRY. AT A FREE MEDICAL CLINIC, AN INDIVIDUAL HAS THE OPPORTUNITY TO HEAR THE GOSPEL, RECEIVE QUALITY MEDICAL CARE, PRESECRIPTION MEDICATIONS AND A BIBLE IN HIS/HER LANGUAGE. CIRCLE OF LOVE SEEKS TO BRING ABOUT LASTING CHANGES THROUGH OTHER PROGRAMS SUCH AS CHURCH PLANTING AND BUILDING CHURCHES, ORPHANAGES, CHILDRENS' MINISTRY, DISCIPLESHIP, MICRODEVELOPMENT, PRISON MINSITRY, AND DISASTER RELIEF.

Program Service Accomplishments

Program 1
Expenses: $141,740

GRANTS: The ladies of Mayika, South Africa who were building their own houses was completed the project. We are supporting 500 widows in Laos and 22 advanced education students. We also contribute to...

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GRANTS: The ladies of Mayika, South Africa who were building their own houses was completed the project. We are supporting 500 widows in Laos and 22 advanced education students. We also contribute to the needs of persecuted Christians in Laos. We have contributed to feeding in Laos, South Africa, and Bangladesh. Locally in Rockford, Illinois we have given out over 1,000 articles of clothing to those in need especially coats, jackets, hats, scarves and gloves in the cold month. Chaplain visits were also made to inmates in the Winnebago County Jail.

Program 2
Expenses: $112,153

MISSION TRIPS: Circle of Love made 4 international trips in 2025 to Thailand, twice to South Africa, and Moldova. We treated 1,923 patients, gave 5,122 prescriptions, and 1,500 reading glasses...

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MISSION TRIPS: Circle of Love made 4 international trips in 2025 to Thailand, twice to South Africa, and Moldova. We treated 1,923 patients, gave 5,122 prescriptions, and 1,500 reading glasses. Bibles were also given. There were 359 professions of faith in Jesus.

Program 3
Expenses: $108,910

PASTORAL SUPPORT: Pastors and missionaries were also supported in South Africa, Thailand and Laos. Without this support, they would not have been able to carry out their pastoral and administrative...

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PASTORAL SUPPORT: Pastors and missionaries were also supported in South Africa, Thailand and Laos. Without this support, they would not have been able to carry out their pastoral and administrative duties. We assisted New Hope for Guatemala with severance pay for their staff after the death of their director.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $346,436
Program Service Revenue $0
Investment Income $0
Other Revenue $36,025
TOTAL REVENUE $382,461

Expense Breakdown

Grants Paid $250,650
Salaries & Benefits $0
Fundraising Expenses $2,149
Program Expenses $362,803
Other Expenses $129,809
TOTAL EXPENSES $380,459

Year-over-Year Comparison

2025 2024 Change
Revenue $382,461 $422,012 -0.1%
Expenses $380,459 $402,446 -0.1%
Net Income $2,002 $19,566 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
8
Independent Members
8
Employees
N/A
Volunteers
37

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAVID S LAIB MD Executive Dir. 20.00
Director
$0 $0 $0
MARY LINDA WING Director 1.00
Director
$0 $0 $0
JUDITH GAUSE Director 1.00
Director
$0 $0 $0
DARRYL KARNEY Director 1.00
Director
$0 $0 $0
FIONA OKOROJI RN DNP Director 1.00
Director
$0 $0 $0
AMY C KARNEY MD Vice President 1.00
Director
$0 $0 $0
HELEN WIEDEMER LAIB MD President 20.00
Officer
$0 $0 $0
DENA KOEHLER Treasurer 1.00
Officer
$0 $0 $0
JANET LEI Secretary 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $382,461 $380,459 $60,672 $2,002
2024 No data No data No data No data
2023 $430,500 $481,240 $39,104 $-50,740
2022 $515,087 $468,372 $89,844 $46,715
2021 $332,193 $336,321 $43,129 $-4,128
2020 $336,758 $335,708 $47,257 $1,050
2019 $470,214 $453,150 $46,207 $17,064
2018 $409,930 $410,295 $29,143 $-365
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