CIRCLE OF LOVE FOUNDATION INC

EIN: 364064032 501(c)(3) International Affairs

ROCKFORD, IL

Total Revenue
$382,461
Total Expenses
$380,459
Total Assets
$60,672
Net Assets
$60,672
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
IL
Phone
8152829243
Tax Period
2025-01-01 to 2025-12-31

CIRCLE OF LOVE FOUNDATION INC, founded in 1995, is a small nonprofit in the International Affairs sector that reported $382K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year.

Mission

CIRCLE OF LOVE FOUNDATION IS A NON-PROFIT NON-DENOMINATIONAL EVANGELICAL CHRISTIAN 501(C)3 ORGANIZATION THAT SEEKS TO BUILD THE KINGDOM OF GOD BY REACHING OUT IN THE LOVE OF CHRIST TO THOSE WHO ARE IN NEED. OFFFERING FREE MEDICAL CLINICS IN TO THOSE WITH LIMITED ACCESS IS OUR PRIMARY SERVICE, BUT WE ALSO SUPPORT PASTORS, WIDOWS, FEEDING CHILDREN, AND EDUCATION ENDEAVORS.THE ORGANIZATION MADE 4 INTERNATIONAL TRIPS IN 2025 TO THAILAND, TWICE TO SOUTH AFRICA, AND MOLDOVA. THE ORGANIZATION ALSO TREATED 1,923 PATIENTS, GAVE 5,122 PRESCRIPTIONS, AND 1,500 READING GLASSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $346,436
Program Service Revenue $0
Investment Income $0
Other Revenue $36,025
TOTAL REVENUE $382,461

Expense Breakdown

Grants Paid $250,650
Salaries & Benefits $0
Fundraising Expenses $2,149
Program Expenses $362,803
Other Expenses $129,809
TOTAL EXPENSES $380,459

Year-over-Year Comparison

2025 2024 Change
Revenue $382,461 $422,012 -0.1%
Expenses $380,459 $402,446 -0.1%
Net Income $2,002 $19,566 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
8
Independent Members
8
Employees
N/A
Volunteers
37

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAVID S LAIB MD Executive Dir. 20.00
Director
$0 $0 $0
MARY LINDA WING Director 1.00
Director
$0 $0 $0
JUDITH GAUSE Director 1.00
Director
$0 $0 $0
DARRYL KARNEY Director 1.00
Director
$0 $0 $0
FIONA OKOROJI RN DNP Director 1.00
Director
$0 $0 $0
AMY C KARNEY MD Vice President 1.00
Director
$0 $0 $0
HELEN WIEDEMER LAIB MD President 20.00
Officer
$0 $0 $0
DENA KOEHLER Treasurer 1.00
Officer
$0 $0 $0
JANET LEI Secretary 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $382,461 $380,459 $60,672 $2,002
2024 No data No data No data No data
2023 $430,500 $481,240 $39,104 $-50,740
2022 $515,087 $468,372 $89,844 $46,715
2021 $332,193 $336,321 $43,129 $-4,128
2020 $336,758 $335,708 $47,257 $1,050
2019 $470,214 $453,150 $46,207 $17,064
2018 $409,930 $410,295 $29,143 $-365
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