CROCHET GUILD OF AMERICA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

TAMARA KELLY

Phone

8476477500

Tax Period

2021-01-01 to 2021-12-31

CROCHET GUILD OF AMERICA, founded in 1995, is a small nonprofit in the Recreation & Sports sector that reported $147K in total revenue in fiscal year 2021. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $175K exceeded revenue, resulting in a 19% operating deficit.

Mission

THE MISSION OF CGOA IS TO CREATE AN ENVIRONMENT WHICH PROVIDES EDUCATION, NETWORKING, RESOURCES, AND A NATIONAL STANDARD FOR THE QUALITY, ART, AND SKILL OF CROCHET THROUGH CREATIVE ENDEAVORS WHICH PRESERVE THE HERITAGE OF CROCHET.

Program Service Accomplishments

Program 1

Expenses: $86,579 Revenue: $146,384

ALL PROGRAMS ARE TO PROMOTE THE ART OF CROCHET AND CROCHET EDUCATION FOR THE ORGANIZATION'S APPROXIMATELY 2,500 MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $147,254

Investment Income $72

Other Revenue $0

TOTAL REVENUE $147,326

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $86,579

Other Expenses $175,423

TOTAL EXPENSES $175,423

Year-over-Year Comparison

	2021	2020	Change
Revenue	$147,326	$127,569	+0.2%
Expenses	$175,423	$176,467	0.0%
Net Income	$-28,097	$-48,898	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TAMARA KELLY	PRESIDENT	3.00	Officer Director	$0	$0	$0
PIA THADANI	PRESIDENT-ELECT	2.00	Officer Director	$0	$0	$0
LINDSEY STEPHENS	SECRETARY	1.00	Officer Director	$0	$0	$0
EDITH SMITH	TREASURER	1.00	Officer Director	$0	$0	$0
VERONICA SALAZAR	BOARD MEMBER	1.00	Director	$0	$0	$0
VASHTI BRAHA	BOARD MEMBER	1.00	Director	$0	$0	$0
YVETTE JIGGEITS	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$147,326	$175,423	$120,064	$-28,097
2020	$127,569	$176,467	$152,237	$-48,898
2019	$260,181	$248,723	$195,494	$11,458