GREATER FAMILY HEALTH (EIN 364249586) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

LUPE FONSECA

Phone

8445993700

Tax Period

2024-07-01 to 2025-06-30

GREATER FAMILY HEALTH, founded in 1998, is a mid-sized nonprofit in the Health Care sector that reported $48.0M in total revenue in fiscal year 2024.

Mission

GREATER FAMILY HEALTH IS A NONPROFIT CORPORATION PROVIDING ACCESS TO QUALITY HEALTHCARE FOR THE UNINSURED AND UNDERSERVED RESIDENTS OF THE GREATER ELGIN, MCHENRY, STREAMWOOD, DEKALB, SYCAMORE, WHEELING, HANOVER PARK, PALATINE, AND FRANKLIN PARK COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $9,756,222

Program Service Revenue $31,628,045

Investment Income $357,698

Other Revenue $6,294,302

TOTAL REVENUE $48,036,267

Expense Breakdown

Grants Paid $0

Salaries & Benefits $32,710,393

Fundraising Expenses $0

Program Expenses $41,956,703

Other Expenses $17,108,480

TOTAL EXPENSES $49,818,873

Year-over-Year Comparison

	2024	2023	Change
Revenue	$48,036,267	$45,019,514	+0.1%
Expenses	$49,818,873	$44,885,354	+0.1%
Net Income	$-1,782,606	$134,160	-14.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

487

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,398,520

Total Directors

Key Employees

$564,221

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEBBIE EVERETT	BOARD CHAIR	1.00	Officer Director	$0	$0	$0
CIERA CHANCELLOR	TREASURER	1.00	Officer Director	$0	$0	$0
LAURA ESPINOZA	SECRETARY	1.00	Officer Director	$0	$0	$0
LIZETTE LEANOS	CHAIR-ELECT	1.00	Officer Director	$0	$0	$0
JOSE GARCIA LARA	PAST BOARD CHAIR	1.00	Officer Director	$0	$0	$0
JESSICA ALVAREZ	DIRECTOR	1.00	Director	$0	$0	$0
PAUL BEDNAR	DIRECTOR	1.00	Director	$0	$0	$0
EIRA CORRAL-SEPULVEDA	DIRECTOR	1.00	Director	$0	$0	$0
JEREMY HAYES	DIRECTOR	1.00	Director	$0	$0	$0
BRIAN HEIMBERG	DIRECTOR	1.00	Director	$0	$0	$0
NIMRA KHAN	DIRECTOR	1.00	Director	$0	$0	$0
KASIA ZAROW	DIRECTOR	1.00	Director	$0	$0	$0
COREY DIXON	EX OFFICIO	1.00	Director	$0	$0	$0
ROBERT TANNER	PRESIDENT	40.00	Officer	$495,912	$36,224	$532,136
VERONICA GUADALUPE FONSECA	PRESIDENT/CEO	40.00	Officer	$296,549	$25,771	$322,320
JASON CAREY	CFO	40.00	Officer	$233,303	$24,771	$258,074
STACY DAVID	COO	40.00	Officer	$123,607	$26,603	$150,210
ERIN SEGOVIA	CHIEF NURSING OFFICER	40.00	Officer	$116,093	$19,687	$135,780
ROBERT WARZECHA	CIO	40.00	Key Emp	$183,203	$8,956	$192,159
STEPHANNIE DAVIES	CHIEF MEDICAL OFFICER	40.00	Key Emp	$349,184	$22,878	$372,062
ENGJELLUSH SADIK	FP PHYSICIAN	40.00	Highest	$341,413	$35,190	$376,603
CHEERAG PATEL	FP PHYSICIAN	40.00	Highest	$291,166	$27,309	$318,475
ARTHUR ARAGONES	FP PHYSICIAN	40.00	Highest	$275,148	$19,962	$295,110
KIRAN ALI	PEDIATRICIAN	40.00	Highest	$264,977	$11,943	$276,920
DOMINIK SOFOWORA	PEDIATRICIAN	40.00	Highest	$235,938	$30,594	$266,532

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$48,036,267	$49,818,873	$35,340,884	$-1,782,606
2024	No data	No data	No data	No data
2023	$46,124,944	$45,917,288	$36,081,747	$207,656
2022	$41,367,051	$37,692,759	$24,783,722	$3,674,292
2021	$37,347,914	$35,261,670	$19,845,692	$2,086,244
2019	$27,485,195	$26,479,080	$19,520,644	$1,006,115
2018	$26,362,857	$25,363,179	$19,101,271	$999,678

GREATER FAMILY HEALTH