United Steelworkers Local 09777

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

Steve Kramer

Phone

2193848080

Tax Period

2025-01-01 to 2025-12-31

United Steelworkers Local 09777, founded in 1999, is a small nonprofit that reported $580K in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $530K left a modest 9% surplus.

Mission

The mission statement of the Organization includes but is not limited to, on behalf of its members collective bargaining, grievance procedures, arbitration, strike benefits, education and to improve the working conditions of it members.

Program Service Accomplishments

Program 1

The Local Union is an ongoing effort to negotiated collective bargaining agreement for our members wages, benefits and working conditions. The members dues and related income and expenses are used to carry out these activities. TheLocal Union is continually striving to maintain on accomplish imrpovements for our members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $564,646

Investment Income $3,263

Other Revenue $12,134

TOTAL REVENUE $580,043

Expense Breakdown

Grants Paid $2,534

Salaries & Benefits $400,242

Fundraising Expenses $0

Other Expenses $127,468

TOTAL EXPENSES $530,244

Year-over-Year Comparison

	2025	2024	Change
Revenue	$580,043	$523,808	+0.1%
Expenses	$530,244	$592,765	-0.1%
Net Income	$49,799	$-68,957	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$289,447

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Steve Kramer	President	040.00	Officer	$101,407	$0	$101,407
Jesus Quiroga	Business Agent	040.00	Officer	$100,225	$0	$100,225
Jeff Tuinstra	Financial Secretary	016.00	Officer	$40,690	$0	$40,690
Coy Garnett	Treasurer	016.00	Officer	$29,025	$0	$29,025
William Alston	Vice President	002.00	Officer	$6,716	$0	$6,716
Rafael Garcia	Recording Secretary	002.00	Officer	$4,240	$0	$4,240
Valerie Garner	Trustee	002.00	Officer	$3,532	$0	$3,532
Eric Perez	Guard	002.00	Officer	$1,457	$0	$1,457
Eric Ross	Trustee	002.00	Officer	$1,110	$0	$1,110
Edmund carter	Trustee	002.00	Officer	$1,045	$0	$1,045

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$580,043	$530,244	$329,002	$49,799
2024	$523,808	$592,765	$279,203	$-68,957
2023	$475,388	$485,490	$348,160	$-10,102
2022	$480,998	$480,631	$358,262	$367
2021	$486,300	$418,316	$357,895	$67,984
2020	$435,955	$415,214	$289,911	$20,741