BLUFFTON AREA CHAMBER OF COMMERCE (EIN 364488249) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

MANDY GERKEN-SNYDER

Phone

4193692985

Tax Period

2018-01-01 to 2018-12-31

BLUFFTON AREA CHAMBER OF COMMERCE, founded in 1985, is a micro nonprofit in the Community Improvement sector that reported $61K in total revenue in fiscal year 2018. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $53K left a modest 14% surplus.

Mission

TO CREATE AND STRENGTHEN PARTNERSHIPS THAT WILL ADVANCE A STRONG BUSINESS ENVIRONMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $25,710

Program Service Revenue $33,888

Investment Income $39

Other Revenue $1,405

TOTAL REVENUE $61,042

Expense Breakdown

Grants Paid $0

Salaries & Benefits $18,926

Fundraising Expenses $0

Other Expenses $33,579

TOTAL EXPENSES $52,505

Year-over-Year Comparison

	2018	2017	Change
Revenue	$61,042	$53,386	+0.1%
Expenses	$52,505	$53,884	0.0%
Net Income	$8,537	$-498	-18.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBIN BOWLUS	MEMBER	N/A	Director	$0	$0	$0
RYAN BRAUEN	MEMBER	N/A	Director	$0	$0	$0
DEREK DUKES	MEMBER	N/A	Director	$0	$0	$0
BOB INNGER	MEMBER	N/A	Director	$0	$0	$0
CONNIE KRUSE	MEMBER	N/A	Director	$0	$0	$0
DANIEL TINCH	TRUSTEE/DIRE	N/A	Director	$0	$0	$0
LUKE YOUNG	MEMBER	N/A	Director	$0	$0	$0
MANDY GERKEN-SNYDER	PRESIDENT	N/A	Officer	$0	$0	$0
LARRY HOFFMAN	TREASURER	N/A	Officer	$0	$0	$0
JASON BRANDT	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$61,042	$52,505	$44,748	$8,537

BLUFFTON AREA CHAMBER OF COMMERCE