SPRING TOWNSHIP LIBRARY ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

JENNIFER YETTER

Phone

6103739888

Tax Period

2024-01-01 to 2024-12-31

SPRING TOWNSHIP LIBRARY ASSOCIATION, founded in 2003, is a small nonprofit in the Education sector that reported $466K in total revenue in fiscal year 2024. Expenses of $439K left a modest 6% surplus.

Mission

TO PROVIDE MATERIALS AND SERVICES TO SUPPORT THE READING AND LEARNING NEEDS OF THE PEOPLE OF THE TOWNSHIP OF SPRING AND SURROUNDING COMMUNITIES. TO PROVIDE, PROMOTE, AND ENHANCE CULTURAL EDUCATIONAL AND RECREATIONAL PROGRAMS AND ACTIVITIES FOR CHILDREN AND ADULTS.

Program Service Accomplishments

Program 1

Expenses: $439,051 Revenue: $6,175

PUBLIC LIBRARY: PROVIDE THE COMMUNITY BOOK AND MEDIA LENDING, DIGITAL MEDIA ACCESS, INTERNET AND COMPUTER USE AND TRAINING, EDUCATIONAL AND ENTERTAINING PROGRAMS FOR ALL AGES, AND COMMUNITY EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $453,552

Program Service Revenue $6,175

Investment Income $6,466

Other Revenue $0

TOTAL REVENUE $466,193

Expense Breakdown

Grants Paid $0

Salaries & Benefits $241,393

Fundraising Expenses $0

Program Expenses $439,051

Other Expenses $197,658

TOTAL EXPENSES $439,051

Year-over-Year Comparison

	2024	2023	Change
Revenue	$466,193	$462,746	+0.0%
Expenses	$439,051	$433,573	+0.0%
Net Income	$27,142	$29,173	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER YETTER	PRESIDENT	1.00	Officer Director	$0	$0	$0
ANDREA DILLAWAY-HUBER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JOHN EMERICK	TREASURER	1.00	Officer Director	$0	$0	$0
SHERRY AUMAN	SECRETARY	1.00	Officer Director	$0	$0	$0
DONNA BIRD	BOARD MEMBER	1.00	Director	$0	$0	$0
LAUREL QUIGLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA HOOPES	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$466,193	$439,051	$655,580	$27,142
2023	$462,746	$433,573	$660,865	$29,173
2022	$415,137	$400,185	$654,592	$14,952
2021	$412,011	$375,935	$522,606	$36,076
2020	$402,497	$336,204	$486,216	$66,293
2019	$414,835	$423,777	$419,773	$-8,942
2018	$392,038	$437,115	$435,834	$-45,077