HARFORD ROD AND GUN CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

THOMAS YUSHINSKY

Phone

5704996025

Tax Period

2025-01-01 to 2025-12-31

HARFORD ROD AND GUN CLUB, founded in 1943, is a micro nonprofit in the Recreation & Sports sector that reported $79K in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $50K, a strong 63% operating margin.

Mission

PROMOTE FELLOWSHIP AMONG SPORTSMEN, ENCOURAGE YOUTH PARTICIPATION IN CONSERVATION OF NATURAL RESOURCES

Program Service Accomplishments

Program 1

Expenses: $8,161 Revenue: $199

TRAP SHOOT PROGRAM FOR LOCAL SCHOOL STUDENTS AND YOUTH. PROMOTION OF GUN SAFETY AND FELLOWSHIP WITH OTHER SPORTSMEN

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $199

Program Service Revenue $0

Investment Income $19,202

Other Revenue $60,061

TOTAL REVENUE $79,462

Expense Breakdown

Grants Paid $7,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $8,161

Other Expenses $22,245

TOTAL EXPENSES $29,245

Year-over-Year Comparison

	2025	2024	Change
Revenue	$79,462	$64,034	+0.2%
Expenses	$29,245	$26,005	+0.1%
Net Income	$50,217	$38,029	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LYNN ADAMS	PRESIDENT	2.0	Officer	$0	$0	$0
ARMOND MORETTI	SECRETARY	2.0	Officer	$0	$0	$0
TOM YUSHINSKY	TREASURER	3.0	Officer	$0	$0	$0
JOHN REVIE JR	VICE PRES	2.0	Officer	$0	$0	$0
DON GABRIEL	HISTORIAN	2.0	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$79,462	$29,245	$1,023,309	$50,217
2024	$64,034	$26,005	$972,950	$38,029
2023	$85,355	$35,243	$933,120	$50,112
2022	$191,634	$42,009	$883,008	$149,625
2021	$113,607	$36,149	$724,383	$77,458
2020	$102,907	$33,661	$646,925	$69,246
2019	$141,118	$36,826	$577,679	$104,292
2018	$30,571	$21,229	$473,388	$9,342