LOWER CAMDEN COUNTY DOG TRAINING C… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

WILLIAM R RAYSER

Phone

8568583580

Tax Period

2025-01-01 to 2025-12-31

LOWER CAMDEN COUNTY DOG TRAINING CLUB INC, founded in 1947, is a micro nonprofit in the Animal-Related sector that reported $66K in total revenue in fiscal year 2025. Revenue fell 41% from the prior year — a significant decline worth monitoring.

Mission

PROMOTE THE TRAINING OF DOGS. DISSEMINATE KNOWLEDGE REGARDING CANINE OBEDIENCE TRAINING. CONDUCT CLASSES FOR THE TRAINING OF DOGS AND THEIR HANDLERS. ENCOURAGE THE TRAINING OF JUDGES. HOLD EVENTS FOR WHICH THE CLUB IS ELIGIBLE UNDER THE RULES AND REGULATIONS OF THE AKC.

Program Service Accomplishments

Program 1

Expenses: $64,967

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $865

Program Service Revenue $64,942

Investment Income $0

Other Revenue $0

TOTAL REVENUE $65,807

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $64,967

Other Expenses $66,225

TOTAL EXPENSES $66,225

Year-over-Year Comparison

	2025	2024	Change
Revenue	$65,807	$112,194	-0.4%
Expenses	$66,225	$94,861	-0.3%
Net Income	$-418	$17,333	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAUREN BERTONAZZI	PRESIDENT	5.00	Officer Director	$0	$0	$0
SUSAN BINTLIFF	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
WILLIAM R RAYSER	TREASURER	10.00	Officer Director	$0	$0	$0
JENNIFER LAGRASSA	SECRETARY	5.00	Officer Director	$0	$0	$0
LYNNE MACLUSKIE	RECORDING SECRETARY	5.00	Officer Director	$0	$0	$0
JOYCE LAGRASSA	BOARD MEMBER	5.00	Director	$0	$0	$0
LEE RAYSER	BOARD MEMBER	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$65,807	$66,225	$68,455	$-418
2024	No data	No data	No data	No data
2023	$82,892	$71,998	$51,540	$10,894
2022	$90,735	$73,893	$40,646	$16,842
2021	$85,139	$74,293	$23,804	$10,846

LOWER CAMDEN COUNTY DOG TRAINING CLUB INC