Chicago, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Chicago's Bravest Credit Union, founded in 1957, is a small nonprofit that reported $766K in total revenue in fiscal year 2025. The organization ran a surplus of $162K, a strong 21% operating margin.
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest.
Credit Union makes and services consumer loans to members. The number of loans outstanding at 12/31/25 is 855 for a total of $6,713,712.
Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. The number of share accounts at 12/31/25 is 1,251 for a total of $8,309,545.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $765,939 | $740,468 | +0.0% |
| Expenses | $604,397 | $591,998 | +0.0% |
| Net Income | $161,542 | $148,470 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| James Corbett | Chairman | 4.00 |
Officer
Director
|
$0 | $0 | $0 |
| John Shanahan | President | 30.00 |
Officer
Director
|
$46,200 | $0 | $46,200 |
| Joseph Owens | Secretary/Treasurer | 32.00 |
Officer
Director
|
$46,200 | $0 | $46,200 |
| Mark Mielnicki | Board Member | 4.00 |
Director
|
$0 | $0 | $0 |
| Robert Fleckenstein | Board Member | 4.00 |
Director
|
$0 | $0 | $0 |
| Nancy Van Buskirk | Board Member | 4.00 |
Director
|
$0 | $0 | $0 |
| Michael Kamer | Board Member | 4.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $765,939 | $604,397 | $10,514,149 | $161,542 |
| 2024 | $740,468 | $591,998 | $10,293,691 | $148,470 |
| 2023 | $648,376 | $548,698 | $10,109,329 | $99,678 |
| 2022 | $540,161 | $420,249 | $11,212,840 | $119,912 |
| 2021 | $501,434 | $442,988 | $11,074,013 | $58,446 |
| 2020 | $483,301 | $469,013 | $10,684,245 | $14,288 |
| 2019 | $501,712 | $473,158 | $9,989,658 | $28,554 |
| 2018 | $503,915 | $483,946 | $9,924,946 | $19,969 |
Compare Chicago's Bravest Credit Union with other nonprofits in Illinois and across the country.