ROCKFORD, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ROCKFORD MUNICIPAL EMPLOYEES CREDIT UNION, founded in 1942, is a community nonprofit that reported $1.0M in total revenue in fiscal year 2024. The organization ran a surplus of $196K, a strong 19% operating margin.
TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL INSTITUTION SERVICES IN A FRIENDLY PROFESSIONAL MANNER.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,013,090 | $944,416 | +0.1% |
| Expenses | $817,317 | $700,649 | +0.2% |
| Net Income | $195,773 | $243,767 | -0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JODY MERNACK | PRESIDENT | 40 |
Key Emp
|
$89,165 | $13,527 | $102,692 |
| MARY OGDEN | SUPERVISORY MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| DAVID SAID | SUPERVISORY MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| KATRINA COSSEY | ALTERNATE BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| JEFF SCHRODER | MEMBERSHIP COMMITTEE CHAIRMAN | 1 |
Director
|
$0 | $0 | $0 |
| SHIRLEY FOLTZ | CREDIT COMMITTEE MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| KRISTIE BELLONE | SECRETARY | 1.0 |
|
$0 | $0 | $0 |
| CHARLES DOYLE | VICE CHAIRMAN | 1 |
|
$0 | $0 | $0 |
| STEVE CHAPMAN | TREASURER | 1 |
|
$0 | $0 | $0 |
| WALLIS PARSON | CHAIRMAN | 1 |
|
$0 | $0 | $0 |
| DUSTIN OBERBROECKLING | SUPERVISORY CHAIRMAN | 1 |
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $1,013,090 | $817,317 | $22,471,012 | $195,773 |
| 2023 | $944,416 | $700,649 | $24,296,840 | $243,767 |
| 2022 | $710,180 | $627,826 | $25,499,085 | $82,354 |
| 2021 | $667,786 | $594,696 | $25,842,710 | $73,090 |
| 2020 | $693,650 | $587,209 | $23,514,379 | $106,441 |
| 2019 | $758,324 | $596,960 | $19,855,511 | $161,364 |
| 2018 | $711,750 | $551,559 | $19,367,193 | $160,191 |
Compare ROCKFORD MUNICIPAL EMPLOYEES CREDIT UNION with other nonprofits in Illinois and across the country.