ALFA ROMEO OWNERS CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1958

Legal Domicile

Principal Officer

Cindy Banser

Phone

9712546660

Tax Period

2025-01-01 to 2025-12-31

ALFA ROMEO OWNERS CLUB, founded in 1958, is a small nonprofit that reported $345K in total revenue in fiscal year 2025. Revenue decreased 18% compared to the prior year.

Mission

TO PROMOTE THE APPRECIATION, CARE AND USE OF ALFA ROMEO AUTOMOBILES

Program Service Accomplishments

Program 1

Expenses: $186,762

Costs to produce club magazine Alfa Owner. These costs are offset by unrelated business revenue on Form 990T

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $279,089

Program Service Revenue $0

Investment Income $590

Other Revenue $65,250

TOTAL REVENUE $344,929

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $186,762

Other Expenses $349,307

TOTAL EXPENSES $349,307

Year-over-Year Comparison

	2025	2024	Change
Revenue	$344,929	$419,495	-0.2%
Expenses	$349,307	$341,263	+0.0%
Net Income	$-4,378	$78,232	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NIKKI NALUM	ACCOUNTANT	020.00	Highest	$18,256	$0	$18,256
CYNTHIA BENNET	DIRECTOR	010.00	Director	$0	$0	$0
SCOTT WALKER	DIRECTOR	010.00	Director	$0	$0	$0
JOHN JUSTUS JR	DIRECTOR	010.00	Director	$0	$0	$0
FRANK LASALA	DIRECTOR	010.00	Director	$0	$0	$0
LANCE DONG	DIRECTOR	010.00	Director	$0	$0	$0
ANTHONY INTINTOLI	TREASURER	010.00	Officer Director	$0	$0	$0
MARY ANN DICKINSON	DIRECTOR	010.00	Director	$0	$0	$0
JOE FAHERTY	DIRECTOR	010.00	Director	$0	$0	$0
CHIP DENYKO	DIRECTOR	010.00	Director	$0	$0	$0
CINDY BANZER	PRESIDENT	020.00	Officer	$0	$0	$0
MICHAEL BANGE	V-P	010.00	Officer	$0	$0	$0
SUE HOUSER	SECRETARY	010.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$344,929	$349,307	$266,749	$-4,378
2024	$419,495	$341,263	$292,600	$78,232
2023	$338,755	$343,937	$298,607	$-5,182
2022	$313,839	$320,363	$245,663	$-6,524
2021	$354,607	$296,475	$266,739	$58,132
2020	$299,693	$320,576	$191,288	$-20,883
2019	$356,799	$317,828	$205,447	$38,971
2018	$374,927	$314,040	$160,616	$60,887