HEALTH CARE SERVICE CORPORATION EMPLOYEES' WELFARE BENEFIT TRUST (EIN 367092207) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

GENE GEORGE

Phone

9727666192

Tax Period

2025-01-01 to 2025-12-31

HEALTH CARE SERVICE CORPORATION EMPLOYEES' WELFARE BENEFIT TRUST, founded in 1997, is a community nonprofit that reported $8.2M in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $6.0M, a strong 72% operating margin.

Mission

TRUST EXISTS TO PROVIDE ACCUMULATED FUNDING FOR FUTURE POST RETIREMENT HEALTH CARE RELATED COVERAGE FOR A PORTION OF THE SPONSORING COMPANIES RETIREES AND THEIR DEPENDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $8,243,319

Other Revenue $0

TOTAL REVENUE $8,243,319

Expense Breakdown

Grants Paid $0

Salaries & Benefits $41,415

Fundraising Expenses $0

Program Expenses $2,271,342

Other Expenses $2,229,927

TOTAL EXPENSES $2,271,342

Year-over-Year Comparison

	2025	2024	Change
Revenue	$8,243,319	$6,525,487	+0.3%
Expenses	$2,271,342	$1,931,429	+0.2%
Net Income	$5,971,977	$4,594,058	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HCSC PLAN ADMINISTRATIVE COMM	TRUSTEE	5.00	Director	$0	$0	$0
N/A	TRUSTEE	40.00		$41,415	$0	$41,415

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$8,243,319	$2,271,342	$306,177,851	$5,971,977
2024	$6,525,487	$1,931,429	$272,418,568	$4,594,058
2023	$7,631,663	$2,091,740	$246,796,457	$5,539,923
2022	$4,537,259	$1,172,910	$216,899,136	$3,364,349
2021	$5,925,079	$1,314,273	$251,447,617	$4,610,806
2020	$6,606,732	$1,826,309	$230,935,577	$4,780,423
2019	$6,147,536	$1,972,704	$211,843,655	$4,174,832

HEALTH CARE SERVICE CORPORATION EMPLOYEES' WELFARE BENEFIT TRUST