STP NUCLEAR OPERATING CO UNION RETIREES' MEDICAL & DENTAL BENEFITS AGREEMENT (EIN 367249154) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

SAVANNAH CORNELIUS

Phone

3619728074

Tax Period

2023-01-01 to 2023-12-31

STP NUCLEAR OPERATING CO UNION RETIREES' MEDICAL & DENTAL BENEFITS AGREEMENT, founded in 1997, is a small nonprofit in the Mutual Benefit sector that reported $641K in total revenue in fiscal year 2018. Revenue surged 42% from the prior year, signaling strong growth momentum. Expenses of $1.3M exceeded revenue, resulting in a 102% operating deficit.

Mission

PROVIDING HEALTH AND WELFARE BENEFITS FOR ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $509,185

Investment Income $285,933

Other Revenue $0

TOTAL REVENUE $795,118

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,729,905

Other Expenses $1,729,905

TOTAL EXPENSES $1,729,905

Year-over-Year Comparison

	2023	2022	Change
Revenue	$795,118	$716,318	+0.1%
Expenses	$1,729,905	$2,002,096	-0.1%
Net Income	$-934,787	$-1,285,778	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SAVANNAH CORNELIUS	COMMITTEE MEMBER	1.00	Director	$0	$0	$0
DEBRA WAINSCOTT	COMMITTEE CHAIR	1.00	Director	$0	$0	$0
BRYAN DORE	COMMITTEE MEMBER	1.00	Director	$0	$0	$0
VANESSA HECHT	COMMITTEE MEMBER	1.00	Director	$0	$0	$0
N/A	TRUSTEE	40.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$795,118	$1,729,905	$3,958,034	$-934,787
2022	$716,318	$2,002,096	$4,626,892	$-1,285,778
2021	$762,399	$3,929,077	$7,483,358	$-3,166,678
2020	$459,937	$1,644,542	$10,331,153	$-1,184,605
2019	$406,286	$1,326,981	$11,849,055	$-920,695
2018	$640,963	$1,295,420	$11,083,440	$-654,457

STP NUCLEAR OPERATING CO UNION RETIREES' MEDICAL & DENTAL BENEFITS AGREEMENT