GREATER BELLEVILLE CHAMBER OF COMMERCE INC (EIN 370173450) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1924

Legal Domicile

Principal Officer

MARIBETH BENDICK

Phone

6182332015

Tax Period

2025-01-01 to 2025-12-31

GREATER BELLEVILLE CHAMBER OF COMMERCE INC, founded in 1924, is a small nonprofit in the Community Improvement sector that reported $553K in total revenue in fiscal year 2025. Revenue decreased 12% compared to the prior year.

Mission

PROMOTE ECONOMIC DEVELOPMENT IN BELLEVILLE, ILLINOIS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $227,223

Program Service Revenue $326,230

Investment Income $3

Other Revenue $0

TOTAL REVENUE $553,456

Expense Breakdown

Grants Paid $0

Salaries & Benefits $217,217

Fundraising Expenses $0

Program Expenses $366,580

Other Expenses $325,493

TOTAL EXPENSES $542,710

Year-over-Year Comparison

	2025	2024	Change
Revenue	$553,456	$630,942	-0.1%
Expenses	$542,710	$576,882	-0.1%
Net Income	$10,746	$54,060	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$42,801

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARIBETH BENDICK	PRESIDENT	040.00	Officer	$42,801	$0	$42,801
BRETT BALTZ	CHAIR	002.00	Officer	$0	$0	$0
RONALD STEPHENS	CHAIR	002.00	Officer	$0	$0	$0
ERICKA LOGAN	CHAIR	002.00	Officer	$0	$0	$0
MARY DAHM-SCHELL	CHAIR	002.00	Officer	$0	$0	$0
RYAN BOIKE	CHAIR	002.00	Officer	$0	$0	$0
JEFFREY BAIR	DIRECTOR	001.00	Director	$0	$0	$0
AMY GOULD	DIRECTOR	001.00	Director	$0	$0	$0
PAULA NIXON	DIRECTOR	001.00	Director	$0	$0	$0
BECCA BOYER	DIRECTOR	001.00	Director	$0	$0	$0
MELISSA MEIRINK	DIRECTOR	001.00	Director	$0	$0	$0
STEPHEN SEDLAK	DIRECTOR	001.00	Director	$0	$0	$0
JO FISCHER	DIRECTOR	001.00	Director	$0	$0	$0
TIMOTHY GREGOWICZ	DIRECTOR	001.00	Director	$0	$0	$0
VERA JONES	DIRECTOR	001.00	Director	$0	$0	$0
NATHAN OLIVER	DIRECTOR	001.00	Director	$0	$0	$0
CALVIN ROBINSON	DIRECTOR	001.00	Director	$0	$0	$0
DR MARSHAUN WARREN	DIRECTOR	001.00	Director	$0	$0	$0
MAYOR JENNY MEYER	DIRECTOR	001.00	Director	$0	$0	$0
RICK STUBBLEFIELD	DIRECTOR	001.00	Director	$0	$0	$0
JOANNE DIMAGGIO	DIRECTOR	001.00	Director	$0	$0	$0
CHRISTINE SPARGUR	DIRECTOR	001.00	Director	$0	$0	$0
WENDY PFEIL	FORMER PRESIDENT	040.00		$49,591	$0	$49,591

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$553,456	$542,710	$732,013	$10,746
2024	$630,942	$576,882	$746,134	$54,060
2023	$603,764	$591,527	$703,432	$12,237
2022	$551,799	$486,330	$710,172	$65,469
2021	$560,030	$486,174	$661,470	$73,856
2020	$257,728	$392,346	$585,188	$-134,618

GREATER BELLEVILLE CHAMBER OF COMMERCE INC