BETTER BUSINESS BUREAU - CENTRAL IL (EIN 370177350) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

JESSICA THARP

Phone

3096701182

Tax Period

2024-01-01 to 2024-12-31

BETTER BUSINESS BUREAU - CENTRAL IL, founded in 1920, is a small nonprofit that reported $910K in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $824K left a modest 9% surplus.

Mission

PROMOTION OF ETHICAL BUSINESS PRACTICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $698,509

Investment Income $144,381

Other Revenue $67,034

TOTAL REVENUE $909,924

Expense Breakdown

Grants Paid $0

Salaries & Benefits $473,442

Fundraising Expenses $0

Other Expenses $350,808

TOTAL EXPENSES $824,250

Year-over-Year Comparison

	2024	2023	Change
Revenue	$909,924	$799,740	+0.1%
Expenses	$824,250	$743,978	+0.1%
Net Income	$85,674	$55,762	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$125,331

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JESSICA THARP	CEO/PRESIDEN	40.00	Officer	$125,331	$0	$125,331
DENNY BOULTON	BOARD MEMBER	N/A	Director	$0	$0	$0
JOE CECIL	SECRETARY/TR	N/A	Director	$0	$0	$0
CHUCK GABBERT	CHAIRPERSON	N/A	Director	$0	$0	$0
JASON GETZ	BOARD MEMBER	N/A	Director	$0	$0	$0
STEVE JACKSON	BOARD MEMBER	N/A	Director	$0	$0	$0
JENNIFER KYULELE	BOARD MEMBER	N/A	Director	$0	$0	$0
CHRIS LANDSTROM	BOARD MEMBER	N/A	Director	$0	$0	$0
MIKE MILLER	BOARD MEMBER	N/A	Director	$0	$0	$0
JOSEPH SELL	BOARD ATTORN	N/A	Director	$0	$0	$0
TOM SIMPSON	VICE CHAIRMA	N/A	Director	$0	$0	$0
DOUG SUTTON SR	BOARD MEMBER	N/A	Director	$0	$0	$0
CHRIS WISE	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$909,924	$824,250	$1,324,273	$85,674
2023	$799,740	$743,978	$1,257,292	$55,762
2022	$776,075	$679,791	$1,199,295	$96,284
2021	$791,749	$642,353	$1,112,980	$149,396
2020	$712,388	$710,375	$975,277	$2,013

BETTER BUSINESS BUREAU - CENTRAL IL