MCLEAN CO CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

CHARLIE MOORE

Phone

3098296344

Tax Period

2025-01-01 to 2025-12-31

MCLEAN CO CHAMBER OF COMMERCE, founded in 1984, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2025.

Mission

TO SUPPORT AND SERVE OUR MEMBERS, THE MCLEAN COUNTY CHAMBER OF COMMERCE STRIVES TO PROMOTE COMMERCE, ADVOCATE PRO-BUSINESS PROSPECTIVES, COLLABORATE TO LEAD CHANGE, AND ENGAGE IN ACTION FOR RESULTS THAT STRENGTHEN THE PROSPERITY OF THE BUSINESS COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $1,198,007 Revenue: $1,248,190

THE ORGANIZATION SPONSORS VARIOUS PROGRAM OF WORK ACTIVITIES TO ENHANCE BUSINESS GROWTH IN THE COMMUNITY. ACTIVITIES INCLUDE: AGRICULTURAL EVENTS, ANNUAL DINNER, BUSINESS AFTER HOURS, BUSINESS...

THE ORGANIZATION SPONSORS VARIOUS PROGRAM OF WORK ACTIVITIES TO ENHANCE BUSINESS GROWTH IN THE COMMUNITY. ACTIVITIES INCLUDE: AGRICULTURAL EVENTS, ANNUAL DINNER, BUSINESS AFTER HOURS, BUSINESS SHOWCASES, GOLF OUTINGS, LEADERSHIP PROGRAM, ETC.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $20,000

Program Service Revenue $1,248,190

Investment Income $42,790

Other Revenue $72,860

TOTAL REVENUE $1,383,840

Expense Breakdown

Grants Paid $0

Salaries & Benefits $774,856

Fundraising Expenses $0

Program Expenses $1,198,007

Other Expenses $582,784

TOTAL EXPENSES $1,357,640

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,383,840	$1,366,403	+0.0%
Expenses	$1,357,640	$1,338,337	+0.0%
Net Income	$26,200	$28,066	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

180

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$185,028

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARLIE MOORE	PRESIDENT &	40.00	Officer	$165,536	$19,492	$185,028
TYLER CRAVENS	COO	40.00	Highest	$116,451	$6,989	$123,440
UMA BALAKRISHNAN	DIRECTOR	1.00	Director	$0	$0	$0
ANTHONY BARNES	DIRECTOR	1.00	Director	$0	$0	$0
JOHN BISHOP	DIRECTOR	1.00	Director	$0	$0	$0
TONY COLETTA	PAST CHAIR	1.00	Officer Director	$0	$0	$0
MARK DEKEERSGIETER	DIRECTOR	1.00	Director	$0	$0	$0
CHRISSY FERNANDEZ	DIRECTOR	1.00	Director	$0	$0	$0
NICOLE HOFFMAN	INCOMING CHA	1.00	Officer Director	$0	$0	$0
MICHELLE HOUCHIN	DIRECTOR	1.00	Director	$0	$0	$0
KIMBERLY JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
VAN MILLER	DIRECTOR	1.00	Director	$0	$0	$0
ANDY MORGAN	DIRECTOR	1.00	Director	$0	$0	$0
NANAM MYSZKA	SECRETARY	1.00	Officer Director	$0	$0	$0
MEGHAN O'NEAL	CHAIR	1.00	Officer Director	$0	$0	$0
BLAKE OTTO	DIRECTOR	1.00	Director	$0	$0	$0
JOHN QUARTON	DIRECTOR	1.00	Director	$0	$0	$0
LEXIE SCHWARTZ	DIRECTOR	1.00	Director	$0	$0	$0
RYAN SCRITCHLOW	DIRECTOR	1.00	Director	$0	$0	$0
MIGIDI TEMBO	DIRECTOR	1.00	Director	$0	$0	$0
BJ WILKEN	TREASURER	1.00	Officer Director	$0	$0	$0
ANDY ZILCH	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,383,840	$1,357,640	$1,894,357	$26,200
2024	$1,366,403	$1,338,337	$1,890,809	$28,066
2023	$1,118,241	$1,064,707	$1,901,999	$53,534
2022	$1,065,001	$979,243	$1,867,387	$85,758
2021	$985,711	$745,978	$1,593,292	$239,733
2020	$903,973	$823,550	$1,321,391	$80,423
2019	$1,070,638	$1,111,393	$1,294,770	$-40,755
2018	$1,250,177	$1,078,814	$1,483,582	$171,363