CHAMPAIGN COUNTY SCHOOLS EMPLOYEES… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1934

Legal Domicile

Principal Officer

Jody Dabrowski

Phone

2173513100

Tax Period

2022-01-01 to 2022-12-31

CHAMPAIGN COUNTY SCHOOLS EMPLOYEES CREDIT UNION, founded in 1934, is a small nonprofit that reported $288K in total revenue in fiscal year 2022. Expenses of $426K exceeded revenue, resulting in a 48% operating deficit.

Mission

The Credit Union's purpose is to provide its' membership a full range of quality financial services at competitive rates.

Program Service Accomplishments

Program 1

Provided consumer lending and received deposits from the Credit Union membership. The Credit Union services in excess of 2,000 member share accounts and 1,000 loan accounts (including over 500 Visa...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $246,005

Investment Income $41,703

Other Revenue $0

TOTAL REVENUE $287,708

Expense Breakdown

Grants Paid $0

Salaries & Benefits $53,378

Fundraising Expenses $0

Program Expenses $0

Other Expenses $372,794

TOTAL EXPENSES $426,172

Year-over-Year Comparison

	2022	2021	Change
Revenue	$287,708	N/A	N/A
Expenses	$426,172	N/A	N/A
Net Income	$-138,464	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Sandy Davin	Board Chair	1.00	Officer Director	$0	$0	$0
Grace Mitchell	Director	1.00	Director	$0	$0	$0
David Gordon	Vice Chair	1.00	Officer Director	$0	$0	$0
Greg Stock	Director	1.00	Director	$0	$0	$0
Rob Meagher	Director	1.00	Director	$0	$0	$0
Marty Carlson	Director	1.00		$0	$0	$0
Delores Lloyd	Director	1.00	Director	$0	$0	$0
Mary Anderson	Secretary	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$287,708	$426,172	No data	$-138,464
2021	$469,278	$536,508	$16,274,558	$-67,230
2020	$533,562	$497,210	$15,811,374	$36,352
2019	$637,829	$468,167	$13,902,074	$169,662
2018	$563,911	$459,720	$13,769,853	$104,191

CHAMPAIGN COUNTY SCHOOLS EMPLOYEES CREDIT UNION