LINCOLNLOGAN COUNTY CHAMBER OF COMMERCE (EIN 370386265) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1913

Legal Domicile

Phone

2177352385

Tax Period

2017-01-01 to 2017-12-31

LINCOLNLOGAN COUNTY CHAMBER OF COMMERCE, founded in 1913, is a small nonprofit that reported $295K in total revenue in fiscal year 2017. Revenue decreased 5% compared to the prior year.

Mission

TO ADVOCATE, SUPPORT, AND UNIFY LOCAL BUSINESSES FOR THE PROSPERITY OF LOGAN COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2017)

Revenue Breakdown

Contributions & Grants $60,941

Program Service Revenue $223,705

Investment Income $0

Other Revenue $10,500

TOTAL REVENUE $295,146

Expense Breakdown

Grants Paid $2,000

Salaries & Benefits $117,469

Fundraising Expenses $0

Other Expenses $187,750

TOTAL EXPENSES $307,219

Year-over-Year Comparison

	2017	2016	Change
Revenue	$295,146	$311,863	-0.1%
Expenses	$307,219	$357,541	-0.1%
Net Income	$-12,073	$-45,678	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

245

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$45,723

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS NOBBE	Director	1.00	Director	$0	$0	$0
FRANK ADUBATO	Treasurer	1.00	Officer Director	$0	$0	$0
JEAN BRUNER-JACHINO	Director	1.00	Director	$0	$0	$0
DON PEASLEY	Director	1.00	Director	$0	$0	$0
SAL POLLICE	Vice President	1.00	Officer Director	$0	$0	$0
MEREDITH RITCHHART	Director	1.00	Director	$0	$0	$0
GREG BASFORD	President	1.00	Officer Director	$0	$0	$0
CATHY WILHITE	Executive Dir.	40.00	Officer	$44,391	$1,332	$45,723

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2017	$295,146	$307,219	$7,532	$-12,073

LINCOLNLOGAN COUNTY CHAMBER OF COMMERCE