MACOMB AREA CHAMBER OF COMMERCE (EIN 370395460) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Phone

3098374855

Tax Period

2025-01-01 to 2025-12-31

MACOMB AREA CHAMBER OF COMMERCE, founded in 1937, is a small nonprofit that reported $170K in total revenue in fiscal year 2025. Revenue decreased 12% compared to the prior year. The organization ran a surplus of $31K, a strong 18% operating margin.

Mission

MACOMB AREA CHAMBER OF COMMERCE IS ORGANIZED UNDER CODE SECTION 501 (C)(6) AND AS SUCH ITS PURPOSE IS TO PROMOTE GENERAL BUSINESS IN THE MACOMB AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $117,664

Program Service Revenue $0

Investment Income $9,423

Other Revenue $42,821

TOTAL REVENUE $169,908

Expense Breakdown

Grants Paid $0

Salaries & Benefits $93,193

Fundraising Expenses $0

Other Expenses $46,066

TOTAL EXPENSES $139,259

Year-over-Year Comparison

	2025	2024	Change
Revenue	$169,908	$192,053	-0.1%
Expenses	$139,259	$131,236	+0.1%
Net Income	$30,649	$60,817	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$55,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVEN BRODY	PRESIDENT	40.00	Officer	$55,000	$0	$55,000
JOHN MEIXNER	CHAIR	3.00	Officer	$0	$0	$0
KETRA ROSELIEB	VICE CHAIR	3.00	Officer	$0	$0	$0
PATRICK OSTERMAN	PAST CHAIR	3.00	Officer	$0	$0	$0
BRENTNEY HICKENBOTTOM	TREASURER	3.00	Officer	$0	$0	$0
KELLY HAMM	SECRETARY	3.00	Officer	$0	$0	$0
ERIC BLAKELEY	DIRECTOR	3.00	Director	$0	$0	$0
LYNNE CAMPBELL	DIRECTOR	3.00	Director	$0	$0	$0
ANNE INGERSOLL	DIRECTOR	3.00	Director	$0	$0	$0
SHANNON KACHINOVAS	DIRECTOR	3.00	Director	$0	$0	$0
BRIAN KINMAN	DIRECTOR	3.00	Director	$0	$0	$0
SETH MINTER	DIRECTOR	3.00	Director	$0	$0	$0
MARGIE RHOADES	DIRECTOR	3.00	Director	$0	$0	$0
ALYSON STURGIS	DIRECTOR	3.00	Director	$0	$0	$0
DUSTIN TEEL	DIRECTOR	3.00	Director	$0	$0	$0
LISA WARD	DIRECTOR	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$169,908	$139,259	$613,633	$30,649
2024	No data	No data	No data	No data

MACOMB AREA CHAMBER OF COMMERCE