EFFINGHAM COUNTY CHAMBER OF COMMERCE

EIN: 370600278

EFFINGHAM, IL

Total Revenue
$528,201
Total Expenses
$533,210
Total Assets
$531,230
Net Assets
$102,931
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1917
Legal Domicile
IL
Principal Officer
KATIE KOESTER
Phone
2173424147
Tax Period
2024-01-01 to 2024-12-31

EFFINGHAM COUNTY CHAMBER OF COMMERCE, founded in 1917, is a small nonprofit that reported $528K in total revenue in fiscal year 2024.

Mission

FOR THE BENEFIT OF OUR MEMBERS, THE EFFINGHAM COUNTY CHAMBER OF COMMERCE SERVES AS AN ADVOCATE FOR BUSINESS, SUPPORTS AND ASSISTS BUSINESSES WITH INNOVATIVE PROGRAMS AND SERVICES, CREATES OPPORTUNITIES FOR BUSINESSES TO CONNECT AND BUILD RELATIONSHIPS WHILE PARTNERING WITH THE COMMUNITY TO ACHIEVE LASTING GROWTH.

Program Service Accomplishments

Program 1

FOR THE BENEFIT OF OUR MEMBERS, THE EFFINGHAM COUNTY CHAMBER OF COMMERCE SERVES AS AN ADVOCATE FOR BUSINESS, SUPPORTS AND ASSISTS BUSINESSES WITH INNOVATIVE PROGRAMS AND SERVICES, CREATES...

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FOR THE BENEFIT OF OUR MEMBERS, THE EFFINGHAM COUNTY CHAMBER OF COMMERCE SERVES AS AN ADVOCATE FOR BUSINESS, SUPPORTS AND ASSISTS BUSINESSES WITH INNOVATIVE PROGRAMS AND SERVICES, CREATES OPPORTUNITIES FOR BUSINESSES TO CONNECT AND BUILD RELATIONSHIPS WHILE PARTNERING WITH THE COMMUNITY TO ACHIEVE LASTING GROWTH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $14,899
Program Service Revenue $508,243
Investment Income $119
Other Revenue $4,940
TOTAL REVENUE $528,201

Expense Breakdown

Grants Paid $0
Salaries & Benefits $261,616
Fundraising Expenses $0
Other Expenses $271,594
TOTAL EXPENSES $533,210

Year-over-Year Comparison

2024 2023 Change
Revenue $528,201 $518,433 +0.0%
Expenses $533,210 $500,034 +0.1%
Net Income $-5,009 $18,399 -1.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
18
Independent Members
18
Employees
6
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
9
$75,687
Total Directors
18
$75,687
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LUCINDA HART PAST PRESIDE 40.00
Officer Director
$40,916 $1,228 $42,144
KATIE KOESTER PRESIDENT & 40.00
Officer Director
$32,885 $658 $33,543
NAVI ARORA DIRECTOR 0.50
Director
$0 $0 $0
AROYN BORRIES DIRECTOR 0.50
Director
$0 $0 $0
JAY BUEHNERKEMPER CHAIR ELECT 1.00
Officer Director
$0 $0 $0
MATT CEKANDER TREASURER 1.00
Officer Director
$0 $0 $0
AUSTIN CHENEY BOARD CHAIR 1.00
Officer Director
$0 $0 $0
JON FROHNING DIRECTOR 0.50
Director
$0 $0 $0
ANDY JOHNSON DIRECTOR 0.50
Director
$0 $0 $0
SHONNA KRACINSKI DIRECTOR 0.50
Director
$0 $0 $0
ANTHONY POWERS DIRECTOR 0.50
Director
$0 $0 $0
ASTRID REYES VP MEMBERSHI 1.00
Officer Director
$0 $0 $0
CARRIE RODMAN DIRECTOR 0.50
Director
$0 $0 $0
RUSS RUNDE DIRECTOR 0.50
Director
$0 $0 $0
JON SCHAFER DIRECTOR 0.50
Director
$0 $0 $0
ALEX STEPPE VP BUSINESS 1.00
Officer Director
$0 $0 $0
KARA WADE SECRETARY 1.00
Officer Director
$0 $0 $0
SARAH ZERRUSEN VP WORKFORCE 1.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $528,201 $533,210 $531,230 $-5,009
2023 $518,433 $500,034 $542,209 $18,399
2022 $478,481 $495,152 $519,636 $-16,671
2021 $477,937 $459,285 $517,084 $18,652
2020 $398,143 $417,681 $417,240 $-19,538
2019 $417,391 $377,193 $445,555 $40,198
2018 $424,926 $463,511 $444,928 $-38,585
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