SHELBYVILLE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

CHEYENNE PIESZCHALSKI

Phone

2177742221

Tax Period

2024-01-01 to 2024-12-31

SHELBYVILLE CHAMBER OF COMMERCE, founded in 1947, is a micro nonprofit that reported $44K in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion.

Mission

THE CHAMBER WILL ENCOURAGE A STRONG LOCAL ECONOMY THROUGH BUSINESS GROWTH AND RETENTION. IN PARTNERSHIP WITH THE MEMBERSHIP AND THE COMMUNITY, THE CHAMBER WILL WORK TO INFLUENCE PUBLIC POLICY AND TO PROMOTE THE WELFARE OF OUR MEMBERSHIP AND COMMUNITY.

Program Service Accomplishments

Program 1

SPONSOR FIREWORKS FOR COMMUNITY 4TH OF JULY CELEBRATION.

Program 2

SPONSOR SCARECROW DAZE COMMUNITY FESTIVAL TO ENCOURAGE PATRONAGE OF LOCAL BUSINESSES AND INCREASE CUSTOMER TRAFFIC TO BUSINESS LOCATIONS, AS WELL AS TO PROVIDE FAMILY ORIENTED ENTERTAINMENT FOR THE...

Program 3

SPONSOR GOLF OPEN TO RAISE MONEY FOR COMMUNITY EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $35,365

Program Service Revenue $3,665

Investment Income $13

Other Revenue $4,739

TOTAL REVENUE $43,782

Expense Breakdown

Grants Paid $0

Salaries & Benefits $6,931

Fundraising Expenses $0

Other Expenses $36,246

TOTAL EXPENSES $43,177

Year-over-Year Comparison

	2024	2023	Change
Revenue	$43,782	$37,311	+0.2%
Expenses	$43,177	$63,239	-0.3%
Net Income	$605	$-25,928	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHEYENNE PIESZCHALSKI	CO-PRESIDENT	8.00	Officer Director	$0	$0	$0
JASON STORM	CO-PRESIDENT	2.00	Officer Director	$0	$0	$0
TOM SHOAFF	TREASURER	2.00	Officer Director	$0	$0	$0
ERIN FORELINES	DIRECTOR	0.50	Director	$0	$0	$0
ANGELA KELLY	DIRECTOR	0.50	Director	$0	$0	$0
REGINA HILBERT	DIRECTOR	0.50	Director	$0	$0	$0
STEPHANIE EMMONS	DIRECTOR	0.50	Director	$0	$0	$0
JON SUMMERS	DIRECTOR	0.50	Director	$0	$0	$0
KIMBERLY BARON	DIRECTOR	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$43,782	$43,177	$66,321	$605
2023	$37,311	$63,239	$63,245	$-25,928
2022	$128,159	$198,038	$206,697	$-69,879
2021	$199,927	$154,204	$279,046	$45,723
2020	$120,329	$149,348	$213,361	$-29,019