The Greater Springfield Chamber of Commerce (EIN 370710280) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1868

Legal Domicile

Principal Officer

Josh Shugart

Phone

2175251173

Tax Period

2025-01-01 to 2025-12-31

The Greater Springfield Chamber of Commerce, founded in 1868, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

Enhance our Members' Success and Advance our Economy

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $142,925

Program Service Revenue $985,798

Investment Income $43,804

Other Revenue $14,614

TOTAL REVENUE $1,187,141

Expense Breakdown

Grants Paid $0

Salaries & Benefits $762,664

Fundraising Expenses $0

Other Expenses $398,146

TOTAL EXPENSES $1,160,810

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,187,141	$1,065,937	+0.1%
Expenses	$1,160,810	$1,109,812	+0.0%
Net Income	$26,331	$-43,875	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$310,760

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jeff Large	1st Vice Chair	1.00	Officer Director	$0	$0	$0
Tyler Cormeny	Chairman	1.00	Officer Director	$0	$0	$0
Mylas Copeland	Chair-Elect	1.00	Officer Director	$0	$0	$0
Angela Nguyen	2nd Vice Chair	1.00	Officer Director	$0	$0	$0
Cal Thomas	3rd Vice Chair	1.00	Officer Director	$0	$0	$0
Josh Shugart	Secretary/ Treasurer	1.00	Officer Director	$0	$0	$0
Brent Borah	At-Large Directors	1.00	Director	$0	$0	$0
Brian Brennan	At-Large Directors	1.00	Director	$0	$0	$0
Chris Bullock	At-Large Directors	1.00	Director	$0	$0	$0
Jen Call	At-Large Directors	1.00	Director	$0	$0	$0
Kevin Corbin	At-Large Directors	1.00	Director	$0	$0	$0
Jeff Dillman	At-Large Directors	1.00	Director	$0	$0	$0
Robert Ellison	At-Large Directors	1.00	Director	$0	$0	$0
Marne Fauser	At-Large Directors	1.00	Director	$0	$0	$0
Josh Flanders	At-Large Directors	1.00	Director	$0	$0	$0
Ronda Folkerts	At-Large Directors	1.00	Director	$0	$0	$0
Bryan Gleckler	At-Large Directors	1.00	Director	$0	$0	$0
Sharon Riechers	At-Large Directors	1.00	Director	$0	$0	$0
Erica Riplinger	At-Large Directors	1.00	Director	$0	$0	$0
Dr Daniel Mahony	At-Large Directors	1.00	Director	$0	$0	$0
Kayla Edwards	Immediate Past Chair	1.00	Director	$0	$0	$0
Mike Murphy	CEO & President	40.00	Officer	$166,253	$12,571	$178,824
Lisa Schafer	VP - Operations	40.00	Officer	$122,363	$9,573	$131,936
David Earhart	VP - Member Services	40.00	Highest	$118,467	$8,981	$127,448

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,187,141	$1,160,810	$1,716,886	$26,331
2024	$1,065,937	$1,109,812	$1,742,017	$-43,875
2023	$1,031,783	$982,946	$1,785,226	$48,837
2022	$897,043	$946,906	$1,831,702	$-49,863
2021	$971,541	$805,679	$1,222,428	$165,862
2020	$887,727	$864,058	$1,014,950	$23,669
2019	$925,063	$919,492	$1,035,848	$5,571
2018	$1,084,212	$1,116,806	$1,069,179	$-32,594

The Greater Springfield Chamber of Commerce