CAPITAL AREA ASSOCIATION OF REALTORS (EIN 370713004) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1921

Legal Domicile

Principal Officer

KIMBERLY ELLIOTT

Phone

2176987000

Tax Period

2025-01-01 to 2025-12-31

CAPITAL AREA ASSOCIATION OF REALTORS, founded in 1921, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2025. Expenses of $1.2M left a modest 10% surplus.

Mission

TO UNITE THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE PROFESSION FOR THE PURPOSE OF EXERTING A BENEFICIAL INFLUENCE UPON THE PROFESSION AND RELATED INTERESTS. TO PROMOTE AND MAINTAIN HIGH STANDARDS OF CONDUCT IN THE REAL ESTATE PROFESSION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $934,773

Investment Income $38,644

Other Revenue $363,721

TOTAL REVENUE $1,337,138

Expense Breakdown

Grants Paid $0

Salaries & Benefits $428,450

Fundraising Expenses $0

Other Expenses $774,435

TOTAL EXPENSES $1,202,885

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,337,138	$1,336,705	+0.0%
Expenses	$1,202,885	$1,205,479	0.0%
Net Income	$134,253	$131,226	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATHY NICHELSON	EXECUTIVE DI	40.00	Highest	$126,947	$5,077	$132,024
CATHY WAGNER	MLS DIRECTOR	40.00	Highest	$120,666	$4,827	$125,493
EDWARD BOWEN	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL BUSCHER	DIRECTOR	2.00	Director	$0	$0	$0
NICHOLAS CAMPO	DIRECTOR	2.00	Director	$0	$0	$0
SARAH DISNEY	DIRECTOR	2.00	Director	$0	$0	$0
NATCHURE ECHOLS	DIRECTOR	2.00	Director	$0	$0	$0
DIANE ELDRIDGE	DIRECTOR	2.00	Director	$0	$0	$0
KIMBERLY ELLIOTT	PRESIDENT	2.00	Officer Director	$0	$0	$0
SANDRA HAMILTON	DIRECTOR	2.00	Director	$0	$0	$0
GORDON JOHNSON	DIRECTOR	2.00	Director	$0	$0	$0
JOHN KERSTEIN	PRESIDENT EL	2.00	Officer Director	$0	$0	$0
TERRY MYERS	SEC/TREASURE	2.00	Officer Director	$0	$0	$0
MICHAEL OLDENETTEL	DIRECTOR	2.00	Director	$0	$0	$0
DEBRA SARSANY	DIRECTOR	2.00	Director	$0	$0	$0
BARBARA SCOTT	DIRECTOR	2.00	Director	$0	$0	$0
JAN SMITH	DIRECTOR	2.00	Director	$0	$0	$0
JULIE TIMM	DIRECTOR	2.00	Director	$0	$0	$0
DIANE TINSLEY	DIRECTOR	2.00	Officer Director	$0	$0	$0
LUKE WORRELL	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,337,138	$1,202,885	$2,464,525	$134,253
2024	$1,336,705	$1,205,479	$2,319,116	$131,226
2023	$1,272,033	$1,122,518	$2,148,445	$149,515
2022	$1,191,335	$1,033,401	$1,975,418	$157,934
2021	$1,122,237	$962,383	$1,736,189	$159,854
2020	$863,898	$895,587	$1,561,949	$-31,689
2019	$978,420	$961,445	$1,567,165	$16,975
2018	$1,002,733	$992,216	$1,536,311	$10,517

CAPITAL AREA ASSOCIATION OF REALTORS