Bismarck Community Water District Inc (EIN 370915648) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

Cindy Jaeger

Phone

2177597700

Tax Period

2025-01-01 to 2025-12-31

Bismarck Community Water District Inc, founded in 1986, is a small nonprofit that reported $268K in total revenue in fiscal year 2025. Expenses of $255K left a modest 5% surplus.

Mission

Public Water Distribution System

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $266,323

Investment Income $923

Other Revenue $1,163

TOTAL REVENUE $268,409

Expense Breakdown

Grants Paid $0

Salaries & Benefits $63,993

Fundraising Expenses $0

Program Expenses $255,247

Other Expenses $191,254

TOTAL EXPENSES $255,247

Year-over-Year Comparison

	2025	2024	Change
Revenue	$268,409	$269,050	0.0%
Expenses	$255,247	$217,036	+0.2%
Net Income	$13,162	$52,014	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,680

Total Directors

$2,640

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jim Steinbaugh	President	002.00	Officer Director	$720	$0	$720
Cindy Jaeger	Secretary / Treasurer	002.00	Officer Director	$540	$0	$540
Howard Baker	Vice President	002.00	Officer Director	$420	$0	$420
Jennifer Martinez	Director	002.00	Director	$240	$0	$240
Susan Freedlund	Director	002.00	Director	$240	$0	$240
Bonnie Messmore	Director	002.00	Director	$240	$0	$240
Scott Defenbaugh	Director	002.00	Director	$240	$0	$240

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$268,409	$255,247	$819,649	$13,162
2024	$269,050	$217,036	$845,385	$52,014
2023	$254,551	$220,878	$831,697	$33,673
2022	$212,536	$212,061	$835,297	$475
2021	$202,433	$160,132	$871,994	$42,301
2020	$167,650	$180,593	$866,169	$-12,943

Bismarck Community Water District Inc