SENIOR CITIZENS OF CHRISTIAN COUNTY (EIN 371056341) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

PHYLLIS WILSON

Phone

2178244263

Tax Period

2024-10-01 to 2025-09-30

Senior Citizens of Christian County, founded in 1978, is a small nonprofit in the Human Services sector that reported $409K in total revenue in fiscal year 2017. Revenue surged 21% from the prior year, signaling strong growth momentum. The organization ran a surplus of $76K, a strong 19% operating margin.

Mission

SENIOR CITIZENS HEALTH AND WELFARE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $240,039

Program Service Revenue $77,781

Investment Income $77,304

Other Revenue $3,925

TOTAL REVENUE $399,049

Expense Breakdown

Grants Paid $0

Salaries & Benefits $300,787

Fundraising Expenses $0

Program Expenses $346,652

Other Expenses $271,273

TOTAL EXPENSES $572,060

Year-over-Year Comparison

	2024	2023	Change
Revenue	$399,049	$2,443,930	-0.8%
Expenses	$572,060	$530,621	+0.1%
Net Income	$-173,011	$1,913,309	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$60,875

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER VERARDI	EXECUTIVE DIRECTOR	40.00	Director	$60,875	$0	$60,875
PHYLLIS WILSON	CHAIRMAN	1.00	Officer	$0	$0	$0
LORETTA LAW	VICE CHAIRMAN	1.00	Officer	$0	$0	$0
DIXIE VINCENT	TREASURER	1.00	Officer	$0	$0	$0
TINEY WALKER	SECRETARY	1.00	Officer	$0	$0	$0
SUE PASO	TRUSTEE	1.00	Director	$0	$0	$0
JUDITH GATES	TRUSTEE	1.00	Director	$0	$0	$0
GREG HAGER	TRUSTEE	1.00	Director	$0	$0	$0
CHRIS CHRISMAN	TRUSTEE	1.00	Director	$0	$0	$0
BETTY PARK	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$399,049	$572,060	$2,003,284	$-173,011
2024	$2,443,930	$530,621	$2,176,295	$1,913,309
2023	$430,800	$460,374	$262,986	$-29,574
2022	$307,737	$398,135	$349,925	$-90,398
2021	$300,456	$379,729	$423,070	$-79,273
2020	$283,657	$304,045	$516,359	$-20,388
2019	$344,449	$349,848	$519,452	$-5,399
2018	$408,763	$332,366	$540,500	$76,397

SENIOR CITIZENS OF CHRISTIAN COUNTY