RAILROAD TRAINING AND EDUCATION FUND (EIN 371137511) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

RAUL MARTINEZ

Phone

3098210330

Tax Period

2024-05-01 to 2025-04-30

RAILROAD TRAINING AND EDUCATION FUND, founded in 1983, is a small nonprofit that reported $195K in total revenue in fiscal year 2018. Revenue grew 14% year-over-year, indicating healthy expansion. The organization ran a surplus of $66K, a strong 34% operating margin.

Mission

TRAINING PARTICIPANTS FOR SAFETY & WORK RELATED SKILLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $378,909

Investment Income $50,994

Other Revenue $0

TOTAL REVENUE $429,903

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $191,340

TOTAL EXPENSES $191,340

Year-over-Year Comparison

	2024	2023	Change
Revenue	$429,903	$388,901	+0.1%
Expenses	$191,340	$178,023	+0.1%
Net Income	$238,563	$210,878	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$146,116

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES J DALOISIO	SEC/TREAS	1.00	Officer Director	$0	$0	$0
STEVEN M CISCO	TRUSTEE	1.00	Director	$0	$0	$0
DAVID A FAGAN	TRUSTEE	1.00	Director	$0	$0	$0
MARK A BROWN	TRUSTEE	1.00	Director	$0	$0	$0
LINDA LAURELLO	TRUSTEE	1.00	Director	$0	$0	$0
BILL MORREN	TRUSTEE	1.00	Director	$0	$0	$0
MATT SMITH	TRUSTEE	1.00	Director	$0	$0	$0
DAVID FRYE	CHAIRMAN	1.00	Officer Director	$0	$0	$0
RAUL MARTINEZ	PLAN ADMINISTRATOR	40.00	Officer	$0	$51,009	$146,116

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$429,903	$191,340	$1,597,763	$238,563
2024	$388,901	$178,023	$1,291,997	$210,878
2023	$343,049	$156,858	$1,055,788	$186,191
2022	$298,824	$182,090	$887,309	$116,734
2021	$292,079	$135,630	$814,084	$156,449
2020	$286,591	$145,695	$626,715	$140,896
2019	$195,168	$129,337	$475,845	$65,831

RAILROAD TRAINING AND EDUCATION FUND