Coles County Habitat For Humanity (EIN 371252332) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

Ray A Sparks

Phone

2173487063

Tax Period

2024-07-01 to 2025-06-30

Coles County Habitat For Humanity, founded in 1989, is a small nonprofit that reported $481K in total revenue in fiscal year 2024. Revenue decreased 16% compared to the prior year. The organization ran a surplus of $152K, a strong 32% operating margin.

Mission

To provide affordable lowincome housing to qualified families in Coles County IL

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $254,419

Program Service Revenue $138,869

Investment Income $23,783

Other Revenue $63,453

TOTAL REVENUE $480,524

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,659

Fundraising Expenses $6,991

Program Expenses $105,990

Other Expenses $203,960

TOTAL EXPENSES $328,619

Year-over-Year Comparison

	2024	2023	Change
Revenue	$480,524	$568,871	-0.2%
Expenses	$328,619	$687,211	-0.5%
Net Income	$151,905	$-118,340	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$61,915

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELISSA MCDANIEL	Executive Director	35.00	Key Emp	$61,915	$0	$61,915
MARSHA BLAIR	Director	3.00	Director	$0	$0	$0
RANCE HIGGINS	President	5.00	Officer Director	$0	$0	$0
RAY A SPARKS	Treasurer	5.00	Officer Director	$0	$0	$0
TRACY HADDOCK	Vice President	5.00	Officer Director	$0	$0	$0
CAROLYN ADKINS	Director	3.00	Director	$0	$0	$0
CATHERINE BOVARD	Director	3.00	Director	$0	$0	$0
AMY CARD	Director	3.00	Director	$0	$0	$0
EVAN COURTNEY	Director	3.00	Director	$0	$0	$0
WHIT LAUWERS	Director	3.00	Director	$0	$0	$0
TOM OLMSTED	Director	3.00	Director	$0	$0	$0
TRAVIS SPENCER	Director	3.00	Director	$0	$0	$0
AMY SHAFER	Director	3.00	Director	$0	$0	$0
MICHAEL SMITH	Secretary	5.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$480,524	$328,619	$2,025,805	$151,905
2024	$568,871	$687,211	$1,903,621	$-118,340
2023	$999,762	$536,039	$2,602,741	$463,723
2022	$507,651	$449,895	$2,105,849	$57,756
2021	$699,083	$449,670	$2,051,556	$249,413
2020	$395,795	$343,980	$1,818,286	$51,815
2019	$500,181	$419,626	$1,793,446	$80,555
2018	$465,115	$387,811	$1,717,728	$77,304

Coles County Habitat For Humanity