Owensboro Farmers Market Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

BRUCE KUNZE

Phone

2709293425

Tax Period

2018-01-01 to 2018-12-31

Owensboro Farmers Market Inc, founded in 2003, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $411K in total revenue in fiscal year 2018. The organization ran a surplus of $394K, a strong 96% operating margin.

Mission

To establish and operate community-supported farmers markets that provide: viable economic outlets for area farmers and food producers, local access to farm fresh products, support for local businesses, and education concerning food and sustainable agriculture.

Program Service Accomplishments

Program 1

Expenses: $17,179

FARMERS MARKET

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $399,365

Program Service Revenue $11,465

Investment Income $0

Other Revenue $269

TOTAL REVENUE $411,099

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $17,179

Other Expenses $17,179

TOTAL EXPENSES $17,179

Year-over-Year Comparison

	2018	2017	Change
Revenue	$411,099	N/A	N/A
Expenses	$17,179	N/A	N/A
Net Income	$393,920	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JULIE TRUNNEL	Director	Director	$0	$0	$0
DOUG MARTIN	Director	Director	$0	$0	$0
HANNA BAILEY	Director	Director	$0	$0	$0
WES HUTTON	Director	Director	$0	$0	$0
ERICA MAY	Director	Director	$0	$0	$0
KIM JAGOE	Director	Director	$0	$0	$0
KENNY DAVIES	Director	Director	$0	$0	$0
MATT WEAFER	Director	Director	$0	$0	$0
JIM GILLES	President	Officer	$0	$0	$0
BRUCE KUNZE	Vice President	Officer	$0	$0	$0
MERRITT BATES THIMAS	Secretary	Officer	$0	$0	$0
JENNY COOMES	Treasurer	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$411,099	$17,179	$437,736	$393,920