THE CONTRIBUTOR INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

WILL CONNELLY

Phone

6154996829

Tax Period

2024-01-01 to 2024-12-31

THE CONTRIBUTOR INC, founded in 2007, is a community nonprofit in the Education sector that reported $1.5M in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $1.4M left a modest 6% surplus.

Mission

PRINT AND DISTRIBUTE A WEEKLY NEWSPAPER THAT FOCUSES ON ISSUES SURROUNDING HOMELESSNESS AND POVERTY AND IS SOLD BY HOMELESS AND FORMERLY HOMELESS INDIVIDUALS ON THE STREET AS AN ALTERNATIVE TO PANHANDLING.

Program Service Accomplishments

Program 1

Expenses: $1,129,871

OUR C.O.V.E.R. HOUSING NAVIGATION PROGRAM OFFERS PERSON-CENTERED SUPPORT TO OUR VENDORS, FROM OBTAINING IDENTIFICATION AND LIFE-LINE PHONES, TO FINDING AND FURNISHING AN APARTMENT, OUR APPROACH IS...

OUR C.O.V.E.R. HOUSING NAVIGATION PROGRAM OFFERS PERSON-CENTERED SUPPORT TO OUR VENDORS, FROM OBTAINING IDENTIFICATION AND LIFE-LINE PHONES, TO FINDING AND FURNISHING AN APARTMENT, OUR APPROACH IS TESTED ON THE GROUND EVERY SINGLE DAY AND IS ALSO BACKED UP BY ROBUST LONGITUDINAL RESEARCH ACROSS COMMUNITIES WORLDWIDE. THE HOUSING FIRST MODE HAS SHOWN PROMISING RESULTS IN IMPROVING THE QUALITY OF LIFE AND CHANGING THE CIRCUMSTANCES OF UNHOUSED PERSONS. HOWEVER, THE CONTRIBUTOR'S MODEL PROVIDES A CRUCIAL MISSING PIECE: CONSISTENT, REGULAR CONTACT AND SMALL-SCALE AID TO ITS CONSTITUENTS, COMBINED WITH ACTUAL INCOME TO SECURE INTERIM HOUSING AND NECESSITIES. RESEARCH SHOWS OF ALL VENDORS WHO SELL THE CONTRIBUTOR FOR SIX MONTHS OR MORE, OVER SEVENTY PERCENT TRANSITION INTO PERMANENT HOUSING.

Program 2

Expenses: $95,962 Revenue: $91,920

WE PRINT A BI-WEEKLY, HYPERLOCAL NEWSPAPER THAT CHALLENGES STEREOTYPES SURROUNDING HOMELESSNESS AND TELLS THE STORIES OF OUR CONTRIBUTOR VENDORS. PEOPLE EXPERIENCING HOMELESSNESS RECEIVE TRAINING AND CREATE THEIR OWN MICRO-BUSINESS BY PURCHASING COPIES OF THE PAPER AND SELLING THEM TO THE PUBLIC. CONTRIBUTOR VENDORS RECEIVE A STARTER PACK THAT ALLOWS THEM TO BEGIN SAFELY SELLING PAPERS IMMEDIATELY, AND A BUS PASS TO RETURN. NOT ONLY DOES THIS INCOME ENCOURAGE DIGNITY AND SELF-ESTEEM AMONG CONTRIBUTOR VENDORS, IT'S ALSO OFTEN THE CRUCIAL LIFELINE BRIDGING THE GAP BETWEEN NIGHTS ON THE STREETS AND SIGNING THE LEASE ON A HOME TO CALL ONE'S OWN. UNLIKE PANHANDLING, A VENDOR'S PAPER PURCHASES ARE TRACKED IN OUR DATABASE AND CAN BE USED FOR SUBSIDIZED AND TRADITIONAL HOUSING APPLICATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,377,851

Program Service Revenue $91,920

Investment Income $18,353

Other Revenue $-704

TOTAL REVENUE $1,487,420

Expense Breakdown

Grants Paid $131,627

Salaries & Benefits $1,001,915

Fundraising Expenses $60,024

Program Expenses $1,225,833

Other Expenses $267,037

TOTAL EXPENSES $1,400,579

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,487,420	$1,284,315	+0.2%
Expenses	$1,400,579	$1,206,375	+0.2%
Net Income	$86,841	$77,940	+0.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$195,895

Total Directors

$125,374

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WILL CONNELLY	EXECUTIVE DI	40.00	Officer	$120,000	$2,908	$122,908
CATHY JENNINGS	BOARD MBR/FI	40.00	Officer Director	$65,000	$7,987	$72,987
TOM WILLS	BOARD MEMBER	40.00	Director	$45,000	$7,387	$52,387
AMBER DUVENTRE	CHAIR	2.00	Officer Director	$0	$0	$0
KERRY GRAHAM	BOARD MEMBER	1.00	Officer Director	$0	$0	$0
CHRISTINE DOEG	SECRETARY	2.00	Officer Director	$0	$0	$0
DEMETRIA KALODIMOS	BOARD MEMBER	1.00	Director	$0	$0	$0
JEROME MOORE	PART YR BOAR	1.00	Director	$0	$0	$0
O WADE NELSON JR	TREASURER	1.00	Officer Director	$0	$0	$0
WADDELL WRIGHT	PART YR BOAR	1.00	Director	$0	$0	$0
ROBIN KIMBROUGH-HAYES	BOARD MEMBER	1.00	Director	$0	$0	$0
JIM SHULMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
DREW MORRIS	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,487,420	$1,400,579	$982,587	$86,841
2023	$1,284,315	$1,206,375	$897,746	$77,940
2022	$1,249,483	$1,021,739	$762,462	$227,744
2021	$820,615	$756,655	$300,877	$63,960
2020	$433,409	$416,827	$234,076	$16,582
2019	$361,063	$207,533	$217,124	$153,530