HARBOR SPRINGS RAM BOOSTERS (EIN 371844078) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

ABBY URMAN

Phone

2315264545

Tax Period

2023-07-01 to 2024-06-30

HARBOR SPRINGS RAM BOOSTERS, founded in 2016, is a small nonprofit in the Education sector that reported $187K in total revenue in fiscal year 2023. Revenue surged 32% from the prior year, signaling strong growth momentum.

Mission

TO ASSIST, PROMOTE, AND SUPPORT HARBOR SPRINGS PUBLIC SCHOOL ATHLETES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $25,740

Program Service Revenue $2,449

Investment Income $4,344

Other Revenue $154,282

TOTAL REVENUE $186,815

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $184,915

Other Expenses $184,915

TOTAL EXPENSES $184,915

Year-over-Year Comparison

	2023	2022	Change
Revenue	$186,815	$141,983	+0.3%
Expenses	$184,915	$154,623	+0.2%
Net Income	$1,900	$-12,640	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,600

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELAINE WARNER	DIRECTOR	1.00	Director	$0	$0	$0
DAN BARNADYN	DIRECTOR	1.00	Director	$0	$0	$0
JACK DEEGAN	DIRECTOR	1.00	Director	$0	$0	$0
JOSH BREY	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER KEISER	DIRECTOR	1.00	Director	$0	$0	$0
SARAH SHEPHERD	DIRECTOR	1.00	Director	$0	$0	$0
JOHN MYERS	DIRECTOR	1.00	Director	$0	$0	$0
SONNET MEEK	DIRECTOR	1.00	Director	$0	$0	$0
BRAD PLACKEMEIER	DIRECTOR	1.00	Director	$0	$0	$0
ANNA RIGBY	DIRECTOR	1.00	Director	$0	$0	$0
JIM RUMMER	DIRECTOR	1.00	Director	$0	$0	$0
STEVE WARREN	DIRECTOR	1.00	Director	$0	$0	$0
MARK NOVAK	PRESIDENT	4.00	Officer	$0	$0	$0
JIM KEISER	VP OF FUNDRAISING & MEMBER	2.00	Officer	$0	$0	$0
ABBY URMAN	TREASURER	4.00	Officer	$3,600	$0	$3,600

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$186,815	$184,915	$235,603	$1,900
2023	$141,983	$154,623	$233,703	$-12,640
2022	$142,305	$102,884	$246,343	$39,421
2021	$85,480	$87,186	$206,922	$-1,706
2020	$196,849	$166,075	$208,628	$30,774

HARBOR SPRINGS RAM BOOSTERS