CRYSTAL DOWNS COUNTRY CLUB

EIN: 380455585 Recreation & Sports

FRANKFORT, MI

Total Revenue
$6,002,393
Total Expenses
$5,905,617
Total Assets
$10,151,640
Net Assets
$9,107,374
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1927
Legal Domicile
MI
Principal Officer
RAYMOND J GEFFRE
Phone
2313529933
Tax Period
2024-11-01 to 2025-10-31

CRYSTAL DOWNS COUNTRY CLUB, founded in 1927, is a community nonprofit in the Recreation & Sports sector that reported $6.0M in total revenue in fiscal year 2024.

Mission

WE ARE A PRIVATE GOLF CLUB, WITH DINING,TENNIS,AND SOCIAL ACTIVITIES FOR MEMBERS AND THEIR FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $5,979,762
Investment Income $22,631
Other Revenue $0
TOTAL REVENUE $6,002,393

Expense Breakdown

Grants Paid $0
Salaries & Benefits $3,034,752
Fundraising Expenses $0
Program Expenses $4,780,169
Other Expenses $2,870,865
TOTAL EXPENSES $5,905,617

Year-over-Year Comparison

2024 2023 Change
Revenue $6,002,393 $5,559,755 +0.1%
Expenses $5,905,617 $5,459,326 +0.1%
Net Income $96,776 $100,429 0.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
12
Employees
149
Volunteers
97

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$97,165
Total Directors
8
$0
Key Employees
2
$179,699
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MICHAEL J HUGET GOVERNOR 1.00
Director
$0 $0 $0
MICHAEL R PERRY GOVERNOR 1.00
Director
$0 $0 $0
THOMAS G DUTMERS GOVERNOR 1.00
Director
$0 $0 $0
VICTOR J STRECHER GOVERNOR 1.00
Director
$0 $0 $0
JULIET S GREENE GOVERNOR 1.00
Director
$0 $0 $0
DIANA CURRAN-GALEJS GOVERNOR 1.00
Director
$0 $0 $0
DARCY A HOWE GOVERNOR 1.00
Director
$0 $0 $0
BRIAN G MULVANEY GOVERNOR 1.00
Director
$0 $0 $0
RAYMOND GEFFRE GENERAL MANAGER 40.00
Officer
$0 $0 $0
WENDY MCDANIEL ASST. SEC./TREASURER 40.00
Officer
$97,165 $0 $97,165
KATHLEEN GILLIGAN CONSIDINE PRESIDENT 1.00
Officer
$0 $0 $0
JOHN R KELLER VICE PRESIDENT 1.00
Officer
$0 $0 $0
JEFFREY A CRAIG TREASURER 1.00
Officer
$0 $0 $0
THOMAS A GETZ SECRETARY 1.00
Officer
$0 $0 $0
MATTHEW SMITH HEAD GOLF PROFESSIONAL 40.00
Key Emp
$179,699 $0 $179,699
GREG NIENDORF GOLF COURSE SUPER. 40.00
Key Emp
$0 $0 $0
MICHAEL MORRIS GOLF COURSE SUPER. 40.00
Highest
$192,308 $0 $192,308
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $6,002,393 $5,905,617 $10,151,640 $96,776
2024 $5,559,755 $5,459,326 $9,803,792 $100,429
2023 $6,167,023 $4,944,137 $9,676,661 $1,222,886
2022 $4,768,390 $4,333,916 $8,303,641 $434,474
2021 $4,714,361 $4,098,518 $7,869,077 $615,843
2020 $3,503,303 $3,347,328 $7,407,758 $155,975
2019 $4,029,432 $3,668,536 $6,988,393 $360,896
2018 $3,331,844 $2,886,413 $6,549,009 $445,431
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