JACKSON COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1909

Legal Domicile

Principal Officer

RYAN TARRANT

Phone

5177828221

Tax Period

2024-01-01 to 2024-12-31

JACKSON COUNTY CHAMBER OF COMMERCE, founded in 1909, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2024. Revenue surged 20% from the prior year, signaling strong growth momentum. The organization ran a surplus of $211K, a strong 18% operating margin.

Mission

TO BE A LEADING DRIVER AND ADVOCATE FOR COMMUNITY AND ECONOMIC DEVELOPMENT IN JACKSON COUNTY.

Program Service Accomplishments

Program 1

Expenses: $548,898 Revenue: $205,257

TO ASSESS AND COLLECT DUES FOR THE PURPOSE OF COORDINATING PROGRAMS AND EVENTS ALONG WITH PROVIDING FUNDING WHICH WILL ADVANCE COMMUNITY AND ECONOMIC DEVELOPMENT IN JACKSON COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $276,115

Program Service Revenue $205,257

Investment Income $672

Other Revenue $712,377

TOTAL REVENUE $1,194,421

Expense Breakdown

Grants Paid $0

Salaries & Benefits $635,211

Fundraising Expenses $0

Program Expenses $548,898

Other Expenses $347,926

TOTAL EXPENSES $983,137

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,194,421	$993,273	+0.2%
Expenses	$983,137	$1,025,000	0.0%
Net Income	$211,284	$-31,727	-7.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$127,509

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RYAN TARRANT	PRESIDENT CE	20.00	Officer	$127,509	$0	$127,509
MOLLIE BOLTON	PAST CHAIR	1.00	Officer Director	$0	$0	$0
GEOFF BONTRAGER	DIRECTOR	1.00	Director	$0	$0	$0
KEITH BOOK	DIRECTOR	1.00	Director	$0	$0	$0
MINDY BRADISH-ORTA	DIRECTOR	1.00	Director	$0	$0	$0
TED CHRISTOFF	SECRETARY	1.00	Officer Director	$0	$0	$0
TOM DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
MICHELE DETTLOFF	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN GREEN	DIRECTOR	1.00	Director	$0	$0	$0
KYLE HOCKLEY	DIRECTOR	1.00	Director	$0	$0	$0
AMANDA HUTCHINGS	DIRECTOR	1.00	Director	$0	$0	$0
JACOB INOSENCIO	DIRECTOR	1.00	Director	$0	$0	$0
STUART KAIL	CHAIR	1.00	Officer Director	$0	$0	$0
JORDON LEVY	DIRECTOR	1.00	Director	$0	$0	$0
JASON LIOY	DIRECTOR	1.00	Director	$0	$0	$0
TED LUDLOW	DIRECTOR	1.00	Director	$0	$0	$0
STEVEN MAKULSKI	VICE CHAIR	1.00	Officer Director	$0	$0	$0
BARRY MALEK	DIRECTOR	1.00	Director	$0	$0	$0
MIKE OVERTON	DIRECTOR	1.00	Director	$0	$0	$0
MIKE PULGINI	DIRECTOR	1.00	Director	$0	$0	$0
CHRISSY SIDERS	TREASURER	1.00	Officer Director	$0	$0	$0
CHRIS SIMPSON	DIRECTOR	1.00	Director	$0	$0	$0
TESHNA THOMAS	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT WILKIE	DIRECTOR	1.00	Director	$0	$0	$0
DENNIS WORDEN	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,194,421	$983,137	$964,392	$211,284
2023	$993,273	$1,025,000	$804,353	$-31,727
2022	$739,908	$680,374	$1,083,111	$59,534
2021	$638,033	$635,190	$1,140,533	$2,843
2020	$597,721	$611,718	$1,038,725	$-13,997
2019	$780,433	$760,975	$1,141,523	$19,458
2018	$701,490	$614,203	$1,118,265	$87,287