TRAVERSE CITY GOLF AND COUNTRY CLUB (EIN 381108525) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

GUY GUARINO

Phone

2319479140

Tax Period

2024-04-01 to 2025-03-31

TRAVERSE CITY GOLF AND COUNTRY CLUB, founded in 1915, is a community nonprofit that reported $9.9M in total revenue in fiscal year 2024. Revenue surged 47% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.4M, a strong 24% operating margin.

Mission

A COUNTRY CLUB WHICH PROVIDES ITS MEMBERS WITH DINING, RECREATIONAL AND SOCIAL ACTIVITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,479,645

Program Service Revenue $6,368,432

Investment Income $42,797

Other Revenue $5,335

TOTAL REVENUE $9,896,209

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,528,581

Fundraising Expenses $0

Program Expenses $7,190,847

Other Expenses $3,953,068

TOTAL EXPENSES $7,481,649

Year-over-Year Comparison

	2024	2023	Change
Revenue	$9,896,209	$6,740,046	+0.5%
Expenses	$7,481,649	$6,414,073	+0.2%
Net Income	$2,414,560	$325,973	+6.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

208

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$178,452

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICK BIRNDORF	PRESIDENT	2.00	Officer Director	$0	$0	$0
MICHELE CERNEY	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JOHN MCGEE	TREASURER	1.00	Officer Director	$0	$0	$0
KEEF MORGAN	SECRETARY	1.00	Officer Director	$0	$0	$0
ROBERT GINGRAS	DIRECTOR	1.00	Director	$0	$0	$0
MATT RUSSELL	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE GRACE	DIRECTOR	1.00	Director	$0	$0	$0
ED SANDS	DIRECTOR	1.00	Director	$0	$0	$0
ERIN GINGRAS	DIRECTOR	1.00	Director	$0	$0	$0
GUY GUARINO	GENERAL MANAGER	40.00	Officer	$178,452	$0	$178,452

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$9,896,209	$7,481,649	$12,631,850	$2,414,560
2024	$6,740,046	$6,414,073	$10,058,638	$325,973
2023	$6,650,783	$5,826,385	$7,775,137	$824,398
2022	$6,197,725	$5,339,788	$7,508,774	$857,937
2021	$4,350,474	$4,040,369	$7,323,969	$310,105
2020	$3,741,757	$4,137,324	$6,940,150	$-395,567

TRAVERSE CITY GOLF AND COUNTRY CLUB