MECOSTA COUNTY AREA CHAMBER OF COM… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Principal Officer

MICHELE ALBRIGHT

Tax Period

2020-10-01 to 2021-09-30

MECOSTA COUNTY AREA CHAMBER OF COMMERCE, founded in 1937, is a micro nonprofit that reported $164K in total revenue in fiscal year 2020. Revenue fell 258% from the prior year — a significant decline worth monitoring.

Mission

THE MECOSTA COUNTY AREA CHAMBER OF COMMERCE IS A VOLUNTARY NETWORK DEDICATED TO PROMOTING QUALITY OF LIFE THROUGH THE ECONOMIC, EDUCATIONAL, AND CULTURAL DEVELOPMENT OF MECOSTA COUNTY.

Program Service Accomplishments

Program 1

Expenses: $30,509

CONFERENCES, SEMINARS, MEETINGS, NEWSLETTERS, BUSINESS MARKETING, COMMUNITY EVENTS, EDUCATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $4,240

Program Service Revenue $0

Investment Income $-177,856

Other Revenue $9,235

TOTAL REVENUE $-164,381

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $30,509

Other Expenses $30,509

TOTAL EXPENSES $30,509

Year-over-Year Comparison

	2020	2019	Change
Revenue	$-164,381	$104,312	-2.6%
Expenses	$30,509	$113,977	-0.7%
Net Income	$-194,890	$-9,665	+19.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELE ALBRIGHT	PRESIDENT	1.00	Officer Director	$0	$0	$0
HEATHER BOWMAN	TRUSTEE	1.00	Director	$0	$0	$0
DANETTE DOYLE	TRUSTEE	1.00	Director	$0	$0	$0
JOSH ELING	TREASURER	1.00	Officer Director	$0	$0	$0
MEGAN ERICKSON	TRUSTEE	1.00	Director	$0	$0	$0
TYLER HUNTEY	TRUSTEE	1.00	Director	$0	$0	$0
JOSH PYLES	TRUSTEE	1.00	Director	$0	$0	$0
JEFF SCARPELLI	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
BRIAN STEARNS	SECRETARY	1.00	Officer Director	$0	$0	$0
JENNIFER THEODORE	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$-164,381	$30,509	$11,981	$-194,890
2020	$104,312	$113,977	$207,839	$-9,665
2019	$164,377	$173,673	$224,311	$-9,296
2018	$241,990	$188,253	$236,543	$53,737

MECOSTA COUNTY AREA CHAMBER OF COMMERCE