DETROIT, MI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)JUNIOR ACHIEVEMENT OF SOUTHEASTERN MICHIGAN INC, founded in 1949, is a community nonprofit in the International Affairs sector that reported $3.8M in total revenue in fiscal year 2024. The organization ran a surplus of $769K, a strong 20% operating margin.
THE ORGANIZATION IS DEDICATED TO EDUCATING STUDENTS IN GRADES K-12 ACROSS SOUTHEASTERN MICHIGAN ABOUT ENTREPRENEURSHIP, WORK READINESS, AND FINANCIAL LITERACY THROUGH EXPERIENTIAL, HANDS-ON PROGRAMS. THE PROGRAMS HELP PREPARE YOUNG PEOPLE FOR THE REAL WORLD BY SHOWING THEM HOW TO GENERATE INCOME AND EFFECTIVELY MANAGE IT, HOW TO CREATE JOBS WHICH MAKE THEIR COMMUNITIES MORE ROBUST, AND HOW TO APPLY ENTREPRENEURIAL THINKING TO THE WORKPLACE. STUDENTS PUT THESE LESSONS INTO ACTION AND LEARN THE VALUE OF CONTRIBUTING TO THEIR COMMUNITIES. THE ORGANIZATION'S UNIQUE APPROACH ALLOWS VOLUNTEERS FROM THE COMMUNITY TO DELIVER OUR CURRICULUM WHILE SHARING THEIR EXPERIENCES WITH STUDENTS. EMBODYING THE HEART OF THE ORGANIZATION, THE CLASSROOM VOLUNTEERS TRANSFORM THE KEY CONCEPTS OF THE LESSONS INTO A MESSAGE THAT INSPIRES AND EMPOWERS STUDENTS TO BELIEVE IN THEMSELVES, SHOWING THEM, THEY CAN MAKE A DIFFERENCE IN THE WORLD.
TRADITIONAL PROGRAMS - THE ORGANIZATION PROVIDES EXPERIENTIAL PROGRAMS FOR INDIVIDUALS AGES 5-25, FOCUSING ON ENTREPRENEURSHIP, WORK READINESS, AND FINANCIAL LITERACY. THESE PROGRAMS PREPARE YOUNG...
TRADITIONAL PROGRAMS - THE ORGANIZATION PROVIDES EXPERIENTIAL PROGRAMS FOR INDIVIDUALS AGES 5-25, FOCUSING ON ENTREPRENEURSHIP, WORK READINESS, AND FINANCIAL LITERACY. THESE PROGRAMS PREPARE YOUNG PEOPLE FOR REAL-WORLD CHALLENGES BY TEACHING INCOME GENERATION, MONEY MANAGEMENT, JOB CREATION, AND ENTREPRENEURIAL THINKING. COMMUNITY VOLUNTEERS DELIVER THE CURRICULUM, SHARING THEIR EXPERTISE AND INSPIRING PARTICIPANTS TO BELIEVE IN THEIR ABILITY TO MAKE A POSITIVE IMPACT.
JA FINANCE PROGRAMS - JA OFFERS PERSONAL FINANCE EDUCATION THROUGH PROGRAMS SUCH AS JA FINANCE PARK, A HANDS-ON SIMULATION FOR AGES 1325 THAT TEACHES BUDGETING AND FINANCIAL DECISION-MAKING. JASEM'S...
JA FINANCE PROGRAMS - JA OFFERS PERSONAL FINANCE EDUCATION THROUGH PROGRAMS SUCH AS JA FINANCE PARK, A HANDS-ON SIMULATION FOR AGES 1325 THAT TEACHES BUDGETING AND FINANCIAL DECISION-MAKING. JASEM'S FINANCIAL LITERACY PROGRAMS TARGET THE ECONOMIC INEQUITIES FACED BY YOUTH WITHIN OUR REGION. OUR PROGRAMS ALIGN WITH STATE OF MICHIGAN EDUCATION REQUIREMENTS AND THE RECENTLY PASSED MICHIGAN PUBLIC ACT 105 OF 2022, WHICH REQUIRES A HALF-CREDIT OF FINANCIAL LITERACY EDUCATION BEFORE GRADUATION. INVESTING IN FINANCIAL LITERACY EDUCATION EARLY ON, "TEACHES YOUNG MICHIGANDERS IMPORTANT SKILLS LIKE BUDGETING AND SAVING AND HELPS THEM MAKE GOOD FINANCIAL DECISIONS THAT PAY DIVIDENDS DOWN THE ROAD."JA FINANCIAL LITERACY, A SEMESTER-LONG COURSE, EQUIPS HIGH SCHOOL STUDENTS WITH ESSENTIAL SKILLS IN EARNING, SAVING, BUDGETING, BANKING, CREDIT MANAGEMENT, RISK ASSESSMENT, AND INSURANCE. VOLUNTEERS ENHANCE LEARNING THROUGH GUEST LECTURES AND PROJECT ADVISING.JA PERSONAL FINANCE HELPS STUDENTS UNDERSTAND THE LINK BETWEEN CURRENT FINANCIAL CHOICES AND FUTURE FINANCIAL SECURITY, COVERING TOPICS SUCH AS INCOME, BUDGETING, SAVINGS, CREDIT, DEBT MANAGEMENT, CONSUMER PROTECTION, AND INVESTING. PARTICIPANTS EXPLORE KEY INDUSTRIES AND CAREERS WHILE GAINING A REALISTIC UNDERSTANDING OF ECONOMIC CHALLENGES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $3,831,895 | $4,008,428 | 0.0% |
| Expenses | $3,062,757 | $3,143,310 | 0.0% |
| Net Income | $769,138 | $865,118 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| GARY ABERNATHY | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| GREG BURNICK | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID CAMPBELL | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| GERALD CHIDDICK | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JASON COFFMAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVEDA COLBERT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| MITCHELL DANGREMOND | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| GORDON DIDIER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL DOLSON | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID FLYNN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| RYAN GIACOLONE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JEFF GLASER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JOSIE HUNWICK | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DIMITRIUS HUTCHERSON | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| STEFANIE KIMBALL | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BRIAN MAC LEAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| STEPHANIE MARIANOS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| RICK MATTOON | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| REUBEN MAXBAUER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| NAVIA MCCLOUD | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| MARGARET MUZZIN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| SIDHARTHA NAIR | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| LINDA RATLIFF-WATKINS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| ELIZABETH ROGERS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| LEIGH SCHULTENOVER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| AMY SCHULTZ | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRIS SCOTT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM SHEA | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CLEB SIANSI | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRIS SPAUDE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| MEGHAN STOREY | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CARRIE UHL | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRISTOPHER WEISS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| ROD WRIGHT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JESSICA HERRON | SECRETARY | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| HOWARD L DOW III | TREASURER | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| RHONDA MCNALLY | VICE CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| RHONDA LAURENCELLE | CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| SCOTT MULLAN | IMMEDIATE PAST CHAIR | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| JASON LEE | PRESIDENT & CEO | 40.00 |
Officer
|
$243,630 | $22,686 | $266,316 |
| ANITA MARTINEZ | SENIOR VP & COO | 40.00 |
Highest
|
$151,380 | $5,931 | $157,311 |
| CRYSTAL SMITH | VP OF PHILANTHROPY | 40.00 |
Highest
|
$147,767 | $30,316 | $178,083 |
| BETH O'CONNOR | VP OF PROGRAMS | 40.00 |
Highest
|
$145,779 | $7,160 | $152,939 |
| CINDY BAZNER | SENIOR VP & COO (ENDED 5/25) | 40.00 |
Highest
|
$200,606 | $16,917 | $217,523 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $3,831,895 | $3,062,757 | $6,964,437 | $769,138 |
| 2024 | $4,008,428 | $3,143,310 | $6,817,286 | $865,118 |
| 2023 | $2,820,071 | $2,042,022 | $4,838,526 | $778,049 |
| 2022 | $1,987,873 | $1,747,073 | $4,097,069 | $240,800 |
| 2021 | $1,521,772 | $1,485,872 | $3,976,478 | $35,900 |
| 2020 | $1,658,031 | $1,764,059 | $3,765,054 | $-106,028 |
| 2019 | $1,914,365 | $1,947,311 | $3,675,658 | $-32,946 |
Compare JUNIOR ACHIEVEMENT OF SOUTHEASTERN MICHIGAN INC with other nonprofits in Michigan and across the country.