YWCA OF GREATER FLINT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1942

Legal Domicile

Principal Officer

DEANDRA LARKIN

Phone

8102387621

Tax Period

2024-10-01 to 2025-09-30

YWCA OF GREATER FLINT, founded in 1942, is a community nonprofit in the Human Services sector that reported $3.2M in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. Expenses of $3.0M left a modest 4% surplus.

Mission

THE YWCA OF GREATER FLINT IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND PROMOTING PEACE, JUSTICE, FREEDOM, AND DIGNITRY FOR ALL.

Program Service Accomplishments

Program 1

Expenses: $2,429,449

SERVICES TO VICTIMS OF DOMESTIC VIOLENCE AND SEXUAL ABUSE AND SERVICES TO THE HOMELESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,021,364

Program Service Revenue $131,577

Investment Income $19,045

Other Revenue $0

TOTAL REVENUE $3,171,986

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,676,499

Fundraising Expenses $181,942

Program Expenses $2,429,449

Other Expenses $1,352,823

TOTAL EXPENSES $3,029,322

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,171,986	$2,437,574	+0.3%
Expenses	$3,029,322	$2,376,492	+0.3%
Net Income	$142,664	$61,082	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$165,231

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERESA SANDERS	INTERIM CEO	N/A	Officer	$134,154	$0	$134,154
DEANDRA LARKIN	CEO	40.00	Officer	$31,077	$0	$31,077
DR JANICE ADAMS	BOARD MEMBER	0.50	Officer Director	$0	$0	$0
LATRESE BROWN	BOARD MEMBER	0.50	Director	$0	$0	$0
JILL CARR	TREASURER	0.50	Director	$0	$0	$0
GLORIA CHIEN	BOARD MEMBER	0.50	Director	$0	$0	$0
CARRIE EDWARDS CLEMENS	BOARD MEMBER	0.50	Director	$0	$0	$0
KELLY CRYSTAL	BOARD MEMBER	0.50	Director	$0	$0	$0
JODIE ECKLEBERRY-HUNT	BOARD MEMBER	0.50	Director	$0	$0	$0
KAMILAH HORNE	BOARD MEMBER	0.50	Director	$0	$0	$0
ELOISE JORDAN	BOARD SECRET	0.50	Officer Director	$0	$0	$0
TARNESA MARTIN	BOARD MEMBER	0.50	Director	$0	$0	$0
MAEKO MCGOVERN	BOARD MEMBER	0.50	Director	$0	$0	$0
LISA SANCHEZ METROPOULOS	BOARD MEMBER	0.50	Director	$0	$0	$0
SANDRA MURPHY	PRESIDENT	0.50	Director	$0	$0	$0
KRISTIN PRIEUR	BOARD MEMBER	0.50	Director	$0	$0	$0
NATALIE PRUETT	VIE PRESIDEN	0.50	Officer Director	$0	$0	$0
TERESA SPRINGER	BOARD MEMBER	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,171,986	$3,029,322	$4,970,810	$142,664
2024	$3,093,962	$2,784,814	$5,007,345	$309,148
2023	$2,437,574	$2,376,492	$5,007,452	$61,082
2022	$2,492,288	$2,404,554	$3,978,497	$87,734
2021	$3,235,208	$2,276,137	$4,350,276	$959,071
2020	$2,228,105	$2,178,950	$3,355,241	$49,155
2019	$1,778,994	$1,766,413	$3,287,982	$12,581
2018	$1,827,106	$1,602,570	$3,767,435	$224,536