Child & Family Service of Saginaw (EIN 381366910) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1870

Legal Domicile

Principal Officer

Jill Hogenson

Phone

9897907500

Tax Period

2024-01-01 to 2024-12-31

Child & Family Service of Saginaw, founded in 1870, is a community nonprofit in the Human Services sector that reported $1.8M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $2.0M exceeded revenue, resulting in a 14% operating deficit.

Mission

Child and Family Service of Saginaw County is a social work agency dedicated to enhancing the quality of life in our community by fostering personal growth, emotional development, recovery from trauma, self- reliance, and healthy relationships.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $863,279

Program Service Revenue $790,779

Investment Income $115,503

Other Revenue $-3,186

TOTAL REVENUE $1,766,375

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,557,407

Fundraising Expenses $11,853

Program Expenses $1,620,030

Other Expenses $463,164

TOTAL EXPENSES $2,020,571

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,766,375	$1,614,766	+0.1%
Expenses	$2,020,571	$1,964,745	+0.0%
Net Income	$-254,196	$-349,979	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

114

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$205,260

Total Directors

$111,031

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jill Hogenson	President/CEO	40.00	Officer Director	$92,000	$19,031	$111,031
David Puskar	Chair	1.00	Officer Director	$0	$0	$0
Ken Kujawa	Vice Chair	1.00	Officer Director	$0	$0	$0
James Bickel	Treasurer	1.00	Officer Director	$0	$0	$0
Peggy O'Neil	Secretary	1.00	Officer Director	$0	$0	$0
Alexandria Brady	Director	1.00	Director	$0	$0	$0
Adam Gonzalez	Director	1.00	Director	$0	$0	$0
Luis Jimenez	Director	1.00	Director	$0	$0	$0
Terry Keyser	Director	1.00	Director	$0	$0	$0
Kristin Knoll	Director	1.00	Director	$0	$0	$0
Shirley Norman	Director	1.00	Director	$0	$0	$0
Carol Petersen	Director	1.00	Director	$0	$0	$0
Geri Rudolf	Director	1.00	Director	$0	$0	$0
Michelle Thurlow	Director	1.00	Director	$0	$0	$0
David Androl	Director	1.00	Director	$0	$0	$0
Jenn Hatch	Director	1.00	Director	$0	$0	$0
Eddie Jones	Director	1.00	Director	$0	$0	$0
Maureen Burns	Finance Director	40.00	Officer	$83,250	$10,979	$94,229

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,766,375	$2,020,571	$3,278,855	$-254,196
2023	$1,614,766	$1,964,745	$3,657,846	$-349,979
2022	$1,736,811	$1,879,550	$3,897,456	$-142,739
2021	$1,785,608	$1,819,281	$4,022,804	$-33,673
2020	$1,962,439	$1,673,689	$4,071,761	$288,750
2019	$1,501,969	$1,503,106	$2,769,606	$-1,137
2018	$1,517,925	$1,395,484	$2,450,648	$122,441

Child & Family Service of Saginaw