GIRL SCOUTS OF MICHIGAN SHORE TO SHORE (EIN 381366924) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Principal Officer

VIVIAN TERMAAT

Phone

6167843341

Tax Period

2024-10-01 to 2025-09-30

GIRL SCOUTS OF MICHIGAN SHORE TO SHORE, founded in 1946, is a community nonprofit in the Youth Development sector that reported $4.6M in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $4.2M left a modest 10% surplus.

Mission

TO BUILD GIRLS OF COURAGE, CONFIDENCE, AND CHARACTER, WHO MAKE THE WORLD A BETTER PLACE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $814,560

Program Service Revenue $62,113

Investment Income $893,168

Other Revenue $2,839,743

TOTAL REVENUE $4,609,584

Expense Breakdown

Grants Paid $50,333

Salaries & Benefits $2,518,800

Fundraising Expenses $187,384

Program Expenses $3,424,811

Other Expenses $1,561,063

TOTAL EXPENSES $4,150,693

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,609,584	$3,628,808	+0.3%
Expenses	$4,150,693	$3,953,747	+0.0%
Net Income	$458,891	$-324,939	-2.4%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

2254

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$241,524

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THERESA PETKO	CHAIR	1.00	Officer Director	$0	$0	$0
EMMA BARANOWSKI	1ST VICE CHA	1.00	Officer Director	$0	$0	$0
DANA HEBREARD	2ND VICE CHA	1.00	Officer Director	$0	$0	$0
KYLA BARRANCO	SECRETARY	1.00	Officer Director	$0	$0	$0
AMANDA MISCISIN	TREASURER	1.00	Officer Director	$0	$0	$0
ALLYSON BREMER	BOARD MEMBER	1.00	Director	$0	$0	$0
MARANDA	BOARD MEMBER	1.00	Director	$0	$0	$0
CATHY COOPER	BOARD MEMBER	1.00	Director	$0	$0	$0
ELIZABETH DOYLE	BOARD MEMBER	1.00	Director	$0	$0	$0
ANGELA GARREY	BOARD MEMBER	1.00	Director	$0	$0	$0
MAUREEN HALE	BOARD MEMBER	1.00	Director	$0	$0	$0
ROBIN KLEINJANS-MCKEE	BOARD MEMBER	1.00	Director	$0	$0	$0
MICHELLE KRICK	BOARD MEMBER	1.00	Director	$0	$0	$0
SARA MCMURRAY	BOARD MEMBER	1.00	Director	$0	$0	$0
NIKKI NORDFJORD	BOARD MEMBER	1.00	Director	$0	$0	$0
EMILY PASZKOWSKI	BOARD MEMBER	1.00	Director	$0	$0	$0
ANA RAMIREZ-SAENZ	BOARD MEMBER	1.00	Director	$0	$0	$0
TYNAE RICHARDSON	BOARD MEMBER	1.00	Director	$0	$0	$0
MEGAN SMITH JOVANOVIC	BOARD MEMBER	1.00	Director	$0	$0	$0
MARCEL VAN DER ELST	BOARD MEMBER	1.00	Director	$0	$0	$0
KARA WIPPERFELD	BOARD MEMBER	1.00	Director	$0	$0	$0
ANASTASIA WIESE	BOARD MEMBER	1.00	Director	$0	$0	$0
ALEXA DENHOF	CFO	40.00	Officer	$101,536	$1,539	$103,075
VIVIAN TERMAAT	CEO	40.00	Officer	$136,370	$2,079	$138,449

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,609,584	$4,150,693	$10,958,602	$458,891
2024	$3,628,808	$3,953,747	$7,800,099	$-324,939
2023	$3,309,824	$3,473,500	$7,560,275	$-163,676
2022	$4,129,493	$3,119,941	$7,516,142	$1,009,552
2021	$3,227,970	$2,797,247	$7,505,256	$430,723
2020	$2,923,904	$2,633,158	$6,680,566	$290,746
2019	$2,952,841	$2,796,849	$6,050,261	$155,992
2018	$3,388,111	$2,679,035	$6,049,988	$709,076

GIRL SCOUTS OF MICHIGAN SHORE TO SHORE