BAY CITY, MI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS CHARTERED IN THE STATE OF MI DBA FINANCIALEDGE CREDIT UNION, founded in 1950, is a community nonprofit that reported $8.7M in total revenue in fiscal year 2025. The organization ran a surplus of $1.3M, a strong 15% operating margin.
TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $8,735,807 | $8,413,154 | +0.0% |
| Expenses | $7,393,751 | $6,884,738 | +0.1% |
| Net Income | $1,342,056 | $1,528,416 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JEREMY COBERLEY | CEO | 45.00 |
Officer
|
$276,463 | $32,815 | $309,278 |
| LYNNE ZANOTTI | Vice President | 45.00 |
Officer
|
$131,764 | $22,127 | $153,891 |
| JIM BIERLEIN | Vice President | 45.00 |
Officer
|
$130,279 | $20,842 | $151,121 |
| SAREE PUDVAN | CFO | 45.00 |
Officer
|
$105,628 | $9,121 | $114,749 |
| CODY ARMSTRONG | Vice President | 45.00 |
Officer
|
$86,954 | $6,243 | $93,197 |
| MEGAN TABERSKI | COO | 45.00 |
Officer
|
$69,291 | $17,955 | $87,246 |
| WILLIAM KEIPERT | Treasurer | 1.00 |
Director
|
$0 | $0 | $0 |
| JILL BEISEL | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| NORMA FELKER | Chairman | 1.00 |
Director
|
$0 | $0 | $0 |
| JUDY SKORNIA | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| JON MORSE | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| JENNIFER DELORGE | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| ROBERT PIERCE JR | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $8,735,807 | $7,393,751 | $139,894,725 | $1,342,056 |
| 2024 | $8,413,154 | $6,884,738 | $128,431,019 | $1,528,416 |
| 2024 | No data | No data | No data | No data |
| 2024 | No data | No data | No data | No data |
| 2023 | $7,300,435 | $5,820,502 | $122,192,163 | $1,479,933 |
| 2022 | $5,984,878 | $4,951,544 | $124,800,914 | $1,033,334 |
| 2021 | $5,494,085 | $4,659,142 | $128,580,564 | $834,943 |
| 2020 | $5,267,118 | $4,706,489 | $113,296,296 | $560,629 |
| 2019 | $5,396,101 | $4,601,905 | $95,014,818 | $794,196 |
| 2018 | $5,305,834 | $4,615,760 | $90,933,155 | $690,074 |
Compare CREDIT UNIONS CHARTERED IN THE STATE OF MI DBA FINANCIALEDGE CREDIT UNION with other nonprofits in Michigan and across the country.