ST JOSEPH, MI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)SOUTHWEST MICHIGAN REGIONAL CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit that reported $351K in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $438K exceeded revenue, resulting in a 25% operating deficit.
MEMBER DRIVEN ORGANIZATION WORKING TO ACHIEVE ECONOMY PROSPERITY THROUGHOUT THE REGION. IT'S MISSION IS TO LEVERAGE EVERY AVAILABLE RESOURCE WITHIN OUT NETWORK FOR THE ADVANCEMENT OF OUR MEMBERS AND THE BETTERMENT OF ALL WHO LIVE IN OUR COMMUNITY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $350,510 | $303,627 | +0.2% |
| Expenses | $437,671 | $414,894 | +0.1% |
| Net Income | $-87,161 | $-111,267 | -0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ARTHUR HAVLICEK | PRESIDENT & CEO | 49.00 |
Officer
|
$92,306 | $5,000 | $97,306 |
| MARK LEMOINE | CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| OLIVIA STARKS | VICE-CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| BRUCE PIEKARSKI | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| DAVID COSTAS | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| GRETA PEARSON-BARRONS | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ROBERT CLARK | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MATT DERBY | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ZACK EAST | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| DR JIM GENDERNALIK DO | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MONA LIVINGSTON | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| THOMAS NORBEY II | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| SOROYA PIERRE-VANARTSEN | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ELEANOR REECE | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| RON SORCE | MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $350,510 | $437,671 | $275,840 | $-87,161 |
| 2022 | $303,627 | $414,894 | $321,424 | $-111,267 |
| 2021 | $317,150 | $365,406 | $420,758 | $-48,256 |
| 2020 | $248,774 | $291,281 | $469,689 | $-42,507 |
| 2019 | $306,486 | $369,745 | $506,489 | $-63,259 |
Compare SOUTHWEST MICHIGAN REGIONAL CHAMBER OF COMMERCE with other nonprofits in Michigan and across the country.