YOUR STORY HOUR INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

SUZANNE RENTON

Phone

2694713701

Tax Period

2025-01-01 to 2025-12-31

YOUR STORY HOUR INC, founded in 1949, is a community nonprofit in the Arts, Culture & Humanities sector that reported $1.0M in total revenue in fiscal year 2025. Revenue surged 35% from the prior year, signaling strong growth momentum. The organization ran a surplus of $162K, a strong 16% operating margin.

Mission

PRODUCTION AND DISTRIBUTION OF RADIO AND OTHER PROGRAMS

Program Service Accomplishments

Program 1

Expenses: $296,418

PRODUCTION OF RADIO PROGRAMS OF EDUCATIONAL, RELGIOUS, AND CHARACTER BUILDING, AND TRUE TO LIFE STORIES FOR CHILDREN, FROM THE BIBLE & SECULAR HISTORY. PROGRAMS ARE PROVIDED AT NO CHARGE TO OVER...

PRODUCTION OF RADIO PROGRAMS OF EDUCATIONAL, RELGIOUS, AND CHARACTER BUILDING, AND TRUE TO LIFE STORIES FOR CHILDREN, FROM THE BIBLE & SECULAR HISTORY. PROGRAMS ARE PROVIDED AT NO CHARGE TO OVER 3,500 RADIO STATIONS, ALSO A CHILDREN;'S MAGAZINE, AND A BIBLE SCHOOL ARE PROVIDED FOR LISTENERS. MATERIALS AND PROGRAMS ARE AVAILABLE IN ENGLISH, SPANISH AND RUSSIAN.

Program 2

Expenses: $128,577 Revenue: $0

SALES OF CDS AND MP3 FILES OF THE RADIO PROGRAMS. THE PURPOSE IS TO MAKE THEM AVAILABLE TO LISTENERS AT TIMES OTHER THAN BROADCAST TIMES. THESE LISTENERS INCLUDE STUDENTS AT EDUCATIONAL INSTITUTIONS...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $813,789

Program Service Revenue $0

Investment Income $7,018

Other Revenue $187,735

TOTAL REVENUE $1,008,542

Expense Breakdown

Grants Paid $0

Salaries & Benefits $559,336

Fundraising Expenses $138,607

Program Expenses $424,995

Other Expenses $286,706

TOTAL EXPENSES $846,042

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,008,542	$748,466	+0.3%
Expenses	$846,042	$786,552	+0.1%
Net Income	$162,500	$-38,086	-5.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$203,818

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NICKILOS WOLFER	CHAIR	1.00	Officer Director	$0	$0	$0
DEBBIE HABENICHT	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JOHN KARLSON	DIRECTOR	1.00	Director	$0	$0	$0
JAMES HENDERSON	DIRECTOR	1.00	Director	$0	$0	$0
CAROLE PEZET	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM COLLARD	DIRECTOR	1.00	Director	$0	$0	$0
AMY SHEPPARD RATSARA	DIRECTOR	1.00	Director	$0	$0	$0
JEFFERY GILBERT	DIRECTOR	1.00	Director	$0	$0	$0
JOHN MATTHEWS	DIRECTOR	1.00	Director	$0	$0	$0
JULIE CLAYBURN	PRESIDENT- CEO	40.00	Officer	$79,541	$0	$79,541
SUZANNE RENTON	CFO	40.00	Officer	$59,094	$0	$59,094
CARALIN GRIGGS	VICE PRESIDENT	40.00	Officer	$65,183	$0	$65,183

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,008,542	$846,042	$881,573	$162,500
2024	$748,466	$786,552	$708,055	$-38,086
2023	$756,879	$848,193	$765,336	$-91,314
2023	$756,879	$848,193	$765,336	$-91,314
2022	$827,259	$746,429	$843,715	$80,830
2021	$964,135	$748,132	$755,003	$216,003
2020	$828,016	$707,512	$559,704	$120,504
2019	$758,008	$767,803	$416,817	$-9,795
2018	$790,957	$815,519	$426,023	$-24,562