Jackson, MI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN, founded in 1954, is a community nonprofit that reported $4.6M in total revenue in fiscal year 2025. Expenses of $4.4M left a modest 4% surplus.
We are a credit union owned by 6,802 members. We provide financial services and products to those members.
The Credit Union provides several deposit types to members including savings, checking, certificates and other. The total number of members at 12/31/19 was 8,159
The credit union provides a variety of loans to members including real estate, credit card and other. The total number of loans outstanding at 12/31/19 was 4,425.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,603,012 | $4,637,259 | 0.0% |
| Expenses | $4,421,454 | $4,038,433 | +0.1% |
| Net Income | $181,558 | $598,826 | -0.7% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Terri Papiersky | CEO - Retired 11/3/2025 | 40 |
Key Emp
Highest
|
$196,631 | $32,600 | $229,231 |
| Eric Samon | CEO as of 11/03/2025 | 40 |
Key Emp
|
$127,289 | $15,700 | $142,989 |
| Harold White | Vice - Chair | 1 |
Director
|
$0 | $0 | $0 |
| Steven Makulski | Board Secretary | 1 |
Director
|
$0 | $0 | $0 |
| Donald Ray | Treasurer | 1 |
Director
|
$0 | $0 | $0 |
| Judith Landau | Board Chair | 1 |
Director
|
$0 | $0 | $0 |
| Carolyn Moser | Board Member | 1 |
Director
|
$0 | $0 | $0 |
| Steven Barrons | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,603,012 | $4,421,454 | $84,839,917 | $181,558 |
| 2024 | $4,637,259 | $4,038,433 | $83,552,389 | $598,826 |
| 2023 | $4,629,262 | $4,318,589 | $84,205,920 | $310,673 |
| 2022 | $3,388,000 | $2,988,378 | $94,285,461 | $399,622 |
| 2021 | $3,058,882 | $2,731,083 | $93,670,562 | $327,799 |
| 2020 | $3,471,245 | $3,468,918 | $87,987,541 | $2,327 |
| 2019 | $3,993,123 | $3,763,128 | $77,951,129 | $229,995 |
| 2018 | $3,765,409 | $3,496,625 | $74,643,649 | $268,784 |
Compare CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN with other nonprofits in Michigan and across the country.